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letrav

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Can someone help me interpret my SOL
Below is the listing from Equifax. In Delaware SOL is 3 years. Am I out of the SOL? Date of First Delinquency is 9/2010 but date of last payment is listed as 2/2011



549035599918XXXX Current Status: CHARGE-OFF

Account Owner: Individual Account. High Credit:

Type of Account : Revolving Credit Limit: $ 0

Term Duration: Terms Frequency: Monthly (due every

month)

Date Opened: 10/22/2009 Balance: $ 0

Date Reported: 07/24/2013 Amount Past Due:

Date of Last Payment: 02/2011 Actual Payment Amount:

Scheduled Payment Amount: Date of Last Activity: N/A

Date Major Delinquency First Reported: 06/2011 Months Reviewed: 45

Creditor Classification: Activity Description: Transfer/Sold

Charge Off Amount: $ 2,746 Deferred Payment Start Date:

Balloon Payment Amount: Balloon Payment Date:

Date Closed: Type of Loan: Credit Card

Date of First Delinquency: 09/2010

Comments: Account closed at consumers





Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2013 CO CO CO CO CO CO

2012 * * * * * CO CO CO CO CO CO CO

2011 60 90 90 120 150 150 180 * * * * *

2010 * * * * * * * * 30 60 60 60

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Top Contributor
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Depends on where you live.

The Statute of Limitations (SOL) varies by state.  Do an Internet search for Statute of Limitations for Collections and find the information based on your state's requirements. 

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