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Posted in Auto Loans
Can I buy a car or refinance my home with a 682 credit score?
I am currently in a chapter 13 payoff program (3 years now) to the courts but have perfect payment history.
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Question By
DuelleMarley

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According to Independent Mortgage, you can refinance your home if you have enough equity in the home. They suggest a LTV (loan to value) of 80% or less. In addition, your DTI (debt to income) should be 35% or less.

Finally, they want to point out that this loan may be expensive. You won't be getting the very best rates and there may be considerable closing fees but it is possible to refinance with that credit score.

CK lists rates, check them out: http://www.creditkarma.com/rates/mortgage

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chuyskywalke

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According to Independent Mortgage, you can refinance your home if you have enough equity in the home. They suggest a LTV (loan to value) of 80% or less. In addition, your DTI (debt to income) should be 35% or less.

Finally, they want to point out that this loan may be expensive. You won't be getting the very best rates and there may be considerable closing fees but it is possible to refinance with that credit score.

CK lists rates, check them out: http://www.creditkarma.com/rates/mortgage

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Response by
chuyskywalke

30 Contributions
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Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

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