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t121703

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bad credit due to divorce from jan 2011
I divorced in jan 2011. In our decree he was responsible for the mortgage and his truck payment. Well he never made another mortgage payment after I left Sept 2010, it was forclosed on March 2011. He kept payments up on hius truck never making a late payment until about May 2012 when he decided without mentioning it to me he wanted to turn it back in (repo). I found this out about five months later when i recieved a letter from northstar collections. I called them they informed me it was sold at auction and over $6k was still owed and I was responsible. This was a joint account. They have been unable to contact him of course and I've made about $325 in payments since then. It shows on my credit as a balance owed and I have no open auto loans. The morgage has been about two yrs so finance companys are over looking it. But now I'm stuck with this truck payment. My husband and I are wanting to get a morgage his score is 735 and mine is about 630. Do you think this is even possible anytime soon?

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