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applying for personal loan
income is $31,000/yr I have personal / student loans of $9,500 and a score of just shy of 700. I would like to apply for about $15,000. I just want to get some things done on my home and consolidate my other debts. Is it worth the hit to my score to apply for a loan? I own my home and it is paid off in full. My home is worth about $80,000

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