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Posted in Auto Loans
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Question By
nylltci

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Any suggestions to inprove credit score.
in good faith cosigned for a "friend" to purchase car, however she does not pay on time, has accured $1000 in late fees, although she is current on payments. I personally am debt free, on fixed income, this has affected by credit from perfect to fair...any options. So frustrated don't know what to do to fix my credit.

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Top Contributor
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Nothing you can do except get better friends.  You've learned your lesson the hard way, never, ever cosign a loan.  If your friend defaults, they can come after you for the balance.  To improve your own credit score, you need to get and use credit.  Get a credit card and start using it and your score should improve.  Best of luck.

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