Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
Ozz34

0 Contributions
0 People Helped
All credit factors are green, except one is yellow but score is low. Are there factors not listed?
All my CK credit factors but one are green, and age of credit history is yellow (average age is 5 yrs 7 months). Yet my score is low. Are there other factors not listed? In a way I am not surprised because I have credit cards in a debt repayment program, but that doesn't seem to show in any of the factors. I was told after the initial period where I stopped my monthly cc payments, once settlement was reached, those would be removed from my report. Indeed, my payment history shows as 100% (no late payments) on CK. Any idea why my score is low and how I can improve it? I recently got my only collection accounts removed, and my derogatory marks is now 0, as well.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
422 Contributions
179 People Helped

Are there any charged off or forebearances? Those hurt too.  How many accounts do you have open, just oweing to, but that are open. If you only have one or two lines of credit open and a charge off or two then that would give a low score.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.