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4dnightmare

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8 People Helped
Adding Vantage took me from "average" to "very poor?" What is going on?
The exact same information is sitting on my "regular" Transunion report, which has a score they call "average." Now with this change of adding the Vantage thing, I'm considered "very poor." What the heck?

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Top Contributor
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Different scoring models will produce different results.  Most creditors don't use either of these scores and instead use one of the many FICO models.

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