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Question By
gambok

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A Mortgage Lender has my credit score 60 points less on Equifax then what is listed here. Why??

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Top Contributor
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Good Question

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Most lenders use FICO scores for mortgages. They use your middle score. Equifax and Trans Union uses different scoring models to calculate your credit scores.  Experian uses the  FICO 8 model. I never trust the scores on this site. However, this is a good site for credit information. Its a good idea to find out where the lender pull scores before you apply for a loan.  I hope this helps!

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