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60 days late. How much will it hurt?
I recently paid off a credit card. Then, stupidly, I didn't check back on it for a few months. Turns out some interest carried over to the following month, and now I'm 60 days past due in paying it. I'm about to get pre-approved for a mortgage, and I'm freaking out. How much will this hurt my score? Right now I'm at a 640.

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