Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
Washington1723

0 Contributions
0 People Helped
533 credit score NEED a 680
I currently have a 533 credit score. I have a car payment, which my last payment is Feb 20th 2014!, and i have ONE judgment on my credit report from a creditcard back in 2006 that went bad in 2009. I will be Paying that judgment off in FEB 2014. Other than that i have two small collections on my account that add up to a total of 400 bucks. i will also be taking care of those in FEB 2014. I need my Credit score to go up to at least to a 680 to get a decend homeloan. We want to be in a house at least by Summer of 2015!... Any advise on what to do?... i have 15months to get my Credit up a 150+ points. please help, any ideas.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7368 Contributions
3809 People Helped

Helpful to 0 out of 2 people

Read the articles here and learn for yourself what needs to be done to improve your credit score.  That is what Credit Karma is all about.....educating people on credit and what needs to be done to build and maintain a good credit score.  You have made some major errors that you are paying for now.  Time to learn what needs to be done and start doing it so you can have credit working for you.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.