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2011 Late Payments
I thought I misplaced a credit card and ordered a new one. The balance of the "old" card wasn't transferred to the new one. I failed to make payments all of 2011 on the "old" card and didn't realize it until 2012 that this was happening. I made payments online for the new card balance and just assumed the "old" card didn't have a balance. Can I now have those late payments from 2011 removed from my credit report? All other credit cards, loans, etc., is paid on time. These late payments really hurt my score. Thank you!

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