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4 Contributions 114 People Helped

Member Since: April 2012

Most Helpful Contribution

Chase Sapphire Preferred® Card

Jan 16, 2019
Very happy customer
Helpful to 82 out of 88 people

I applied for this card & wasn't immediately approved, but got an approval letter in the mail soon after. I was approved for a $20,000 credit limit with $65K income, 823 credit score, and no debt. I haven't used any of the perks yet, but all of the promotions where extra points were offered worked seamlessly. Agents were always helpful when I called. After a year I was able to upgrade to the Sapphire Reserve, so I no longer own the card. But the 50K point sign up bonus I recieved, plus the points I racked up over the year were enough to buy a round trip ticket to Morocco plus a hotel stay in Paris and still have some points left. I'm very happy I signed up for this card.

Activity (4 Total Contributions)

Chase Sapphire Preferred® Card

Jan 16, 2019
Very happy customer
Helpful to 82 out of 88 people

I applied for this card & wasn't immediately approved, but got an approval letter in the mail soon after. I was approved for a $20,000 credit limit with $65K income, 823 credit score, and no debt. I haven't used any of the perks yet, but all of the promotions where extra points were offered worked seamlessly. Agents were always helpful when I called. After a year I was able to upgrade to the Sapphire Reserve, so I no longer own the card. But the 50K point sign up bonus I recieved, plus the points I racked up over the year were enough to buy a round trip ticket to Morocco plus a hotel stay in Paris and still have some points left. I'm very happy I signed up for this card.

Chase Sapphire Reserve®

May 09, 2019
1000% Worth It
Helpful to 32 out of 34 people

I'll admit, the $450 annual fee scared me - the idea of paying that much for a credit card seemed ludicous to me. But this card is so worth it - I never thought I would rave about a credit card, but here I am. So far it has delivered on everything promised, including the $300 travel credit. I just came back from a trip to Morocco that I booked with points I earned with the Sapphire Preferred before I upgraded to the Reserve. Upgrading to the Reserve was an easy call to Chase a year after owning the Preferred card. The travel company I booked my Morocco trip with required travel insurance, which this cc covered, saving me about $100. I used the Priority Pass lounges at all airports I visited & was very happy with the free meals and drinks I enjoyed. I utilized the global entry & TSA precheck, which saved me a good amount of time & aggravation. So far the card has been worth more than the annual fee I paid.  If you travel a lot, you will love an appreciate this card. The perks and benefits are excellent.

SoFi Student Loans

Oct 20, 2015
Sure know how 2 make a girl feel special

Knocked the interest rate on my  $50,000 student loan down from 6.25% to 4.615% FIXED.  I got a pre-approval letter in the mail and then applied later on and actually got approved with 791 credit score, $66K income. Process was kinda slow - I guess they didn't believe me about my income/job status so they requested some extra stuff from my HR department.  But ever since I got approved it's been great.  They have delivered on everything promised so far.  

I clicked a referral link from a money management qwbsite and earned a $300 bonus - took about 2 months, but they finally paid it.  The original interest rate I was quoted when I applied was 4.747%, but somehow I got a discount from some Dental Association (don't ask me how) and got an interest rate reduction which was just applied to my Mohela account a few weeks ago. They have sent me the following swag items - a T-Shirt, wine opener, visor, beach towel, tote bag.  

I am really happy I decided to refi with Sofi.  They have been really wonderful to me and made me feel very special to be a Sofi loan holder. :)

Chase Sapphire Preferred® Card

May 09, 2019

This is a late response, but it took about a week to get the approval letter.