snotcrotch

4 Contributions 56 People Helped

Member Since: May 2013

Most Helpful Contribution

how can i raise my credit score 100 points in 6 months

Jun 18, 2016
Utility Bills
Helpful to 38 out of 38 people

Get a credit card(secured if need be) for each utility bill you have. Have each utility bill auto pay on one of the credit cards. Pay off credit cards every month. The beauty of this is it's money you would have to spend anyway but it's building your credit while you pay your month to month bills.

Activity (4 Total Contributions)

how can i raise my credit score 100 points in 6 months

Jun 18, 2016
Utility Bills
Helpful to 38 out of 38 people

Get a credit card(secured if need be) for each utility bill you have. Have each utility bill auto pay on one of the credit cards. Pay off credit cards every month. The beauty of this is it's money you would have to spend anyway but it's building your credit while you pay your month to month bills.

Green Dot primor® Visa® Gold Secured Credit Card

Jun 17, 2016
Helpful to 17 out of 17 people

This card is good for ppl with bad to no credit. Has low interest rates and everything post pretty fast. I made a payment online with my debit card on Wednesday night at 9pm. It posted Friday morning. The slow payment processing is when you set up a bank draft with them. Drafts take several days to process. Good luck to all.

Credit One Bank

Aug 20, 2016
Does what it says. READ, READ, READ
Helpful to 1 out of 1 people

This card gives people trying to (re)build their credit a starting point. I am thankful a company does that.

Is it exspensive...YES

Annual fee....YEP.

Free payment process..Yes. they also have express pay that cost $9.99

They report every month. Helps build credit as well as any other credit card company.

Everything people are griping about is spelled out in the card agreement you are required to agree to.

So read it before agreeing.

I have not had a need to contact customer service because all has went fine so far. But i figured they have out sourced it to save money. After all they extend credit to people who are high risk borrowers and this may help make up any losses.

I am wanting to buy a house, but I only have a credit score of 562, is this possible?

Aug 06, 2016

How did you get approved for the loan that you paid off your collections with?