rmorton0573

5 Contributions 184 People Helped

Member Since: October 2013

Most Helpful Contribution

Chase Slate®

Oct 26, 2018
Poor CS
Helpful to 64 out of 68 people

I had this card for a year with a very low $500 limit. I always paied on time and did not carry a balance. I called Chase and asked If I could get an upgrade to another card and a balance increase. I was denied, but on a whim I decided to apply for a Chase Freedom Unlimited card. Which I was approved for with a 9K credit limit and all the perks of a new customer. When I received the CFU card I called and asked Chase Slate if they would move my $500 line of credit over to the CFU and close the CS card. I was denied. The CS was very rude and said well, your CFU card has a high credit limit. why would you even want to keep the measley $500 anyway. This is when I closed my account. The CS card was stale. No rewards, No Cash Back the CS between the CFU reps and the CS reps are night and day too. 

Activity (5 Total Contributions)

Chase Freedom Unlimited®

Oct 18, 2018
Easy Approval
Helpful to 53 out of 55 people

I just applied for this Card, and was approved with a 9K limit. My current Vintage score is 653 TU & 700 EQF. I already have the Slate with a low $500 limit. It CK said my approval odds were poor, but was still approved

Chase Slate®

Oct 26, 2018
Poor CS
Helpful to 64 out of 68 people

I had this card for a year with a very low $500 limit. I always paied on time and did not carry a balance. I called Chase and asked If I could get an upgrade to another card and a balance increase. I was denied, but on a whim I decided to apply for a Chase Freedom Unlimited card. Which I was approved for with a 9K credit limit and all the perks of a new customer. When I received the CFU card I called and asked Chase Slate if they would move my $500 line of credit over to the CFU and close the CS card. I was denied. The CS was very rude and said well, your CFU card has a high credit limit. why would you even want to keep the measley $500 anyway. This is when I closed my account. The CS card was stale. No rewards, No Cash Back the CS between the CFU reps and the CS reps are night and day too. 

Blue Cash Everyday® Card from American Express

Oct 18, 2018
Really Good Card
Helpful to 25 out of 26 people

I applied and received this card in April of 2017. An initial 2K limit with a Experian score of 660. The cash back is nice 3% at US Grocery Stores was great. the CS are always helpful. I have since upgraded the the Blue Cash Preferred.

Blue Cash Preferred® Card from American Express

Oct 18, 2018
Great Card
Helpful to 31 out of 34 people

I just upgraded to this card from the Blue Cash Everyday. The $95 annual fee is not great, However, it pays for itself with the 6% cash back at groerie stores, and 3% everywhere else.

Discover it® Chrome

Oct 28, 2018
Good Rewards
Helpful to 11 out of 11 people

Prequalified, and was approved with a generous credit limit. the cash back rewards are nice, and Discover will match any you earn in your first year. It is an added bonus their customer support is in the US