jeanmarie2

4 Contributions 33 People Helped

Member Since: November 2012

Most Helpful Contribution

What is the best way to handle accounts in collections?

Jun 29, 2016
Helpful to 17 out of 17 people

DO NOT PAY IT IF YOU DO IT WILL NOT FALL OFF IT WILL BE BACK ON THERE 7 MORE YEARS AND STILL SHOWING AS A BAD DEBT 

LET IT DIE A NATURAL DEATH 

Activity (4 Total Contributions)

What is the best way to handle accounts in collections?

Jun 29, 2016
Helpful to 17 out of 17 people

DO NOT PAY IT IF YOU DO IT WILL NOT FALL OFF IT WILL BE BACK ON THERE 7 MORE YEARS AND STILL SHOWING AS A BAD DEBT 

LET IT DIE A NATURAL DEATH 

What is the best way to handle accounts in collections?

Jun 29, 2016
Helpful to 12 out of 14 people

thats what i think too worst thing i did once was pay off a card i had sitting in collections several years once you make any payment or change it will hit your credit like a anchor & be on there far longer for everyone to see

Dispute old medical bills?

Jun 29, 2016
Helpful to 4 out of 4 people

if its in collections & its an old medical bills id sure DISPUTE IT. id deny it then id ask for an itemized bills of exactly what these charges were for because i feel they are incorrect..i read a few debt attorneys on here claiming ALWAYS dispute medical bills in collections because when hospitals send this info to the collections they dont have access to these documents that PROVE you owe that debt & usually they cannot get them because the hospitals wont sent them your personal medical records that would be illegal w/o your permission

the guy said dispute it make them prove its your debt and make them prove that bill is correct & 99 out of 100 they will then be forced to drop it because this kind of info doesnt travel to the collections agency so they have no way to prove these things if you dispute it 

What is the best way to handle accounts in collections?

Jun 29, 2016

If its past the legal time for them to be reporting it as a bad debt id dispute it if you have proof of the original date of its first missed payment i think thats whats they are supposed to go by