gelaina13

3 Contributions 176 People Helped

Member Since: January 2012

Most Helpful Contribution

How to dispute an error on your credit report

Jul 06, 2013
Helpful to 89 out of 139 people

I have been dealing with identity theft since before it started and back then I had 4 social workers where I was staying go to disability to get my social security number changed because of it and they wouldn't do it. At the time I was in a shelter with 4 little girls and these people had houses, credit cards, and bills and other things in my name. Also, I got my pocketbook stolen in the shelter at the same time and my oldest (who's 25) went to buy a house and they told her that they couldn't because she owed a lot of money for a lot of different things. She was 4 months old how she owe some money and on top of it, I never used any of my children for nothing so how she own a house we never lived in? They are something I tell you!

Pastor Darlene Kelly Legette

Activity (3 Total Contributions)

How to dispute an error on your credit report

Jul 06, 2013
Helpful to 87 out of 119 people

I have had the same thing happen to me and it is still on my credit report but doesn't have a name on it so that I can contact them. They are claiming that I got a loan from someone which I have never had a loan in my life!

I agree that they should be held accountable because of them my credit is poor from them doing that and also letting someone do a hard inquiry again without my knowledge or me even applying to that company again! Sheesh!

Pastor Darlene Kelly Legette

How to dispute an error on your credit report

Jul 06, 2013
Helpful to 89 out of 139 people

I have been dealing with identity theft since before it started and back then I had 4 social workers where I was staying go to disability to get my social security number changed because of it and they wouldn't do it. At the time I was in a shelter with 4 little girls and these people had houses, credit cards, and bills and other things in my name. Also, I got my pocketbook stolen in the shelter at the same time and my oldest (who's 25) went to buy a house and they told her that they couldn't because she owed a lot of money for a lot of different things. She was 4 months old how she owe some money and on top of it, I never used any of my children for nothing so how she own a house we never lived in? They are something I tell you!

Pastor Darlene Kelly Legette

How to dispute an error on your credit report

Feb 12, 2017

I CAN'T SEE TOO WELL I'M NOT HOLLERING. LET ME FILL YOU IN ON  A FEW THINGS. I WAS AT 405 WITH ALL OF THE COMPANIES IN DECEMBER 2016 IT IS NOT EVEN THE MIDDLE OF FEBRUARY AND I'M AT 643 WITH ALL OF THE CREDITORS EXCEPT EQUIFAX THAT I HAD TO CALL THE BETTER BUSINESS BUREAU ON BECAUSE THEY REFUSED TO MOVE FAST ON EVERYTHING THAT I PROVED TALKING ABOUT GIVE THEM TIME SO THE BUREAU TOLD THEM THEY HAD UNTIL MARCH 5TH 2017 AND THEY WILL BE DEALING WITH THEM IF ITS NOT DONE BECAUSE THEY HAD A LOT OF MY CLOSED ACCOUNTS STILL ON MY CREDIT REPORT SINCE DECEMBER 18, 2017 AND THEY WERE SUPPOSE TO BE FIXED BY JAN 18TH AND WASN'T BUT OTHERWISE THAN THAT CREDIT KARMA HELPED ME TO KEEP UP WITH MY SCORES, HELPED ME TO CALL THE CREDITORS, AND HELPED ME IN MY LIFE BECAUSE MY SCORES WENT UP AND NOW I CAN DO A WHOLE LOT MORE THAN I COULD DO A MONTH AGO.

OTHERS STARTING FROM 205 TAKES THEM A YEAR THE WAY YOU ARE TELLING THEM TO DO IT TO GET TO 600 LET ALONE GET TO 643. PEOPLE ARE RIGHT ABOUT CALLING THIER CREDITORS BECAUSE IF THEY CAN CALL THEM AND ALSO USE DIRECT DISPUTE WITH ALL THE MANY REASONS ALREADY THERE THEY WILL BE FINE AND THEY MIGHT JUST SEE THERE SCORE GO UP AS MINE HAS A LOT QUICKER THAN YOU ARE TELLING THEM I KNOW IF I CAN DO IT THEN OTHER PEOPLE CAN TOO.