ericbarlow21

2 Contributions 8 People Helped

Member Since: August 2009

Most Helpful Contribution

Discover it®

Jun 03, 2019
discover will hurt you in the end
Helpful to 3 out of 5 people

credit score was in the 490's, got the secured card for $500, perfect payment history, worked hard to improve credit, discover refunded the $500 deposit, eventually raised the limit to $2000, kept working to improve my score, never had any issues, raised score 160 points in 18 months, then today go to use my card and the transaction is declined. call discover and find out they cut my limit to $500 for no reason, so now it appears my card is nearly maxed out, credit limit usage is now seen as very high, score down nearly 50 points. called customer service and they wouldnt help, talked to a manager, they didnt have any reason, they don't care. dont waste your time... capital one cards have been much better. discover will erase all your work in the end.

Activity (2 Total Contributions)

Discover it®

Jun 03, 2019
discover will hurt you in the end
Helpful to 2 out of 3 people

credit score was in the 490's, got the secured card for $500, perfect payment history, worked hard to improve credit, discover refunded the $500 deposit, eventually raised the limit to $2000, kept working to improve my score, never had any issues, raised score 160 points in 18 months, then today go to use my card and the transaction is declined. call discover and find out they cut my limit to $500 for no reason, so now it appears my card is nearly maxed out, credit limit usage is now seen as very high, score down nearly 50 points. called customer service and they wouldnt help, talked to a manager, they didnt have any reason, they don't care. dont waste your time... capital one cards have been much better. discover will erase all your work in the end.

Discover it®

Jun 03, 2019
discover will hurt you in the end
Helpful to 3 out of 5 people

credit score was in the 490's, got the secured card for $500, perfect payment history, worked hard to improve credit, discover refunded the $500 deposit, eventually raised the limit to $2000, kept working to improve my score, never had any issues, raised score 160 points in 18 months, then today go to use my card and the transaction is declined. call discover and find out they cut my limit to $500 for no reason, so now it appears my card is nearly maxed out, credit limit usage is now seen as very high, score down nearly 50 points. called customer service and they wouldnt help, talked to a manager, they didnt have any reason, they don't care. dont waste your time... capital one cards have been much better. discover will erase all your work in the end.