cdacc0914

12 Contributions 7 People Helped Top Contributor

Member Since: February 2016

Most Helpful Contribution

Chase Freedom®

Aug 24, 2016
Approved for 2.5k
Helpful to 6 out of 7 people

I've been hearing that chase doesn't give out high credit lines and are strict with cli a lot. I was expecting a $500 credit line and was suprised to see that I was approved for 2.5k. I have a charge off that I paid and its 2 years old. I was rebuilding my credit with 2 secured cards and after 6 months of history I decided to apply. Really happy to have this card for the perks.

Activity (12 Total Contributions)

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Chase Freedom®

Aug 24, 2016
Approved for 2.5k
Helpful to 6 out of 7 people

I've been hearing that chase doesn't give out high credit lines and are strict with cli a lot. I was expecting a $500 credit line and was suprised to see that I was approved for 2.5k. I have a charge off that I paid and its 2 years old. I was rebuilding my credit with 2 secured cards and after 6 months of history I decided to apply. Really happy to have this card for the perks.

Blue Cash Everyday® Card from American Express

Jun 19, 2016
Helpful to 1 out of 2 people

LOL

My reports are not showing actual amount paid

Aug 05, 2017

I think you're misunderstanding my post. What I'm saying is there is a column on the report that says "Actual Amount Paid" which is what I paid for that month. For example if I had a balance of $500 and I paid $300 or $100 then on the column that says actual amount paid would have $300 or $100 shown on there.

My reports are not showing actual amount paid

Aug 05, 2017

Bump

Getting a personal loan to build credit.

Feb 02, 2017

bump

Are credit reports supposed to show the Ok Status even if you didn't use it for that month?

Jul 09, 2016

I have this situation where my transunion credit report is missing the okay status for 3 months. Before it was missing all 4 and after a dispute it shows only 1 month. I called my creditor and they said they have been reporting to them while transunion is saying no information is being reported. I'm really ****ed off because this is the 3rd time I've made a dispute already.

How do creditors report paid balances? If I pay in full everytime will it reflect on my credit rprt?...

Jul 05, 2016
Missing information on my transunion rep

I also have a problem with transunion not reporting my payment statuses for like 3 months and my account that isn't being reported confirmed that they have been reporting to the 3 bureaus. Seriously wtf transunion.. should I file a complaint to the ftc?

Does carry multiple balances hurt your credit score?

May 21, 2016

Thanks for confirming it.

Does a delinquent account clear after 7 years if I paid it off 4 year later?

May 16, 2016

The account was in collection and I paid the collection agency. I was disputing that the amount owed is not accurate because I paid less than that amount.

Does a delinquent account clear after 7 years if I paid it off 4 year later?

May 15, 2016

Thanks, I've tried disputing it and now it has a additional comment saying that I've tried to dispute it. I'll look into goodwill letters.

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