58 People Helped
Member Since: June 2013
Thank you, for your writting this; once again that is who I'm going with (Toyota) Financial for us this is the way to Go...
Michagm56's reply was:
That is not that bad at all. Down the line I may give the a try.... It's good for those, of be trueful about the Card; because he can really Help others..
You are 100 0/0 right about that; no one is forcing you to get the Card. And you should be glad ; that there are Card Company's that will give you a Card; to rebuild your Credit. This is really what the card is for in the place. Not, to go out and try to Play Big Willie Style>>>
I like the way you addressed this; and wanted to thank for your review.. I also wanted to say this; anyone that put's a Review on this "site" be Trueful about, because this really helps the people or persons that is read this; whether are not it is good or bad Just be TRUEFUL ABOUT. Being on CK I have seen and learned alot. How to your take Control of your Credit proplem and make it really good...
Thank you, again Michagm56
Now, I must say, your statement is the first one that actually showed , how this card really works... You gave the fact of were your Credit was during the time you got the card... To any read , if your going to put this up on the site; let people know , were your credit was or is at the time you post something like this.. Now, this is would everyone is looking for; negative or positive people really want the TRUE; And like I just said, this hit the nail right on the Head...
My CK score was at : 656 (CK) get a card with my wife; and I am second user to her card. Monthly payment was made on time.. 563, I have was approved for the Captiol one plat. card; I my score has drop 490.. Now, and the card that I am second cardholder, the utilaztion iwas 82 0/0 percent; now my utilaztion has drop more 92 0/0 percent.. I do have a payment coming up in which I will be paying way more then the min. payment/ .. my score shouldn't have drop that low.. will somebody explain this to me .. something is not Right.
Michagm56's response was:
I like that, right to the point, thank you...
Thank you, very much; because this is very helpful for me; I am looking to get a loan for a car this year; and this is the true. I(we) was going with Toyota/ Honda; more so Toyota.. my question to myself has been answer...
I just apply for this Card; and was turn down; Ck score is 635, but I was approve for the Secured cl one Card.. Just down pay my down payment money in time 200.00 secure money.. Now, I have a neither Hard inquire on my C report.. I not feeling good about this at all. I really should have waited on this Card. But, I'm wondering is it also because of me being approve for the first Cap.one Se. card.. I am not feeling good about this at all... Now, I will really wait a good, good, while before I apply again... unbelieve..
I like that this is real good advice; thank you