LaMorena94

5 Contributions 65 People Helped

Member Since: October 2015

Most Helpful Contribution

Indigo® Platinum Mastercard®

Oct 17, 2019
Serves its purpose
Helpful to 45 out of 45 people

I honestly don't understand the terrible reviews & I'm quite glad that I haven't experienced these horror stories that I'm ready. Yes they charge you $75 before you can even use your card, yes the credit limit is only $300 & yes the interest is high (which won't matter as long as you pay your balance in full). If I make a payment on Monday, the funds are taking out of my bank account & available to me within 2-3 business days. I've never had to wait 14 days like others have stated. I've never had any issues with this card. I would give it 4 stars, but the fees are a little outrageous.

Activity (5 Total Contributions)

Indigo® Platinum Mastercard®

Oct 17, 2019
Serves its purpose
Helpful to 45 out of 45 people

I honestly don't understand the terrible reviews & I'm quite glad that I haven't experienced these horror stories that I'm ready. Yes they charge you $75 before you can even use your card, yes the credit limit is only $300 & yes the interest is high (which won't matter as long as you pay your balance in full). If I make a payment on Monday, the funds are taking out of my bank account & available to me within 2-3 business days. I've never had to wait 14 days like others have stated. I've never had any issues with this card. I would give it 4 stars, but the fees are a little outrageous.

Indigo® Platinum Mastercard®

Oct 17, 2019
Does its job.
Helpful to 10 out of 10 people

I honestly don't understand the bad reviews. Yes they charge you $75 before you can even use the card, yes the card limit is only $300, & yes interest is high, but if you pay the balance off in full, it won't matter. I haven't had any problems with the card so far. If I make a payment on Monday before 5pm PST, the funds are taking from my account within 2 business days & become available as well. I would've gave the card 4 stars, but I strongly dislike the unnecessary fees.

OpenSky® Secured Credit Visa® Card

Oct 13, 2019
Helpful to 6 out of 6 people

Your credit updates every month. If you’ve only had this card for ALMOST a month, there’s obviously not going to be a change until the company reports to the bureaus.

OpenSky® Secured Credit Visa® Card

Oct 27, 2019
Helpful to 3 out of 3 people

Do you wait until the statement comes out to pay off the balance? Or do you pay it off 48 hours after you make the purchase?

OpenSky® Secured Credit Visa® Card

Nov 06, 2019
Helpful to 1 out of 1 people

Thank you so much Syrenie :)