Katiedid1986

12 Contributions 165 People Helped Top Contributor

Member Since: May 2014

About Me: Scores in 770’s, Bounced back from medical collections, no negatives now, adding cards to my profile and getting increases on all existing accounts! Average credit line approval $14,000

Most Helpful Contribution

Capital One® SavorOne℠ Cash Rewards Credit Card

Feb 16, 2019
Instant $30k SL and card is METAL! Love!
Helpful to 59 out of 65 people

I have 11% util, scores in the 780’s, no lates, no baddies AAoA 5 years, oldest account 11 years, 3 new cards, $150k income and got approved for $30,000 instantly! I have quite a few cards in the $14k-$18k range but this is my biggest starting line yet! I love that this card comes in metal, slapping this card down on the table and getting 4% back on food and a $500 bonus is just right for me! I’m in love!

Activity (12 Total Contributions)

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Blue Cash Everyday® Card from American Express

Dec 28, 2018
Great benefits, big credit line to start
Helpful to 33 out of 33 people

I have vantage scores of 730 and 731, utilization 21%, no negatives and an average age of accounts 5 years 8 months, income 150k. I just got approved for this card with a $13,500 credit line instantly, 19% apr. The application process was a breeze and I can’t wait to earn the $150 bonus along with the ability to refer others for $75 per person. 

Capital One® SavorOne℠ Cash Rewards Credit Card

Feb 16, 2019
Instant $30k SL and card is METAL! Love!
Helpful to 59 out of 65 people

I have 11% util, scores in the 780’s, no lates, no baddies AAoA 5 years, oldest account 11 years, 3 new cards, $150k income and got approved for $30,000 instantly! I have quite a few cards in the $14k-$18k range but this is my biggest starting line yet! I love that this card comes in metal, slapping this card down on the table and getting 4% back on food and a $500 bonus is just right for me! I’m in love!

BankAmericard® Credit Card

Dec 28, 2018
Long time owner, Visa version
Helpful to 28 out of 30 people

I’ve had this card for 11 years and when I got it they were using Visa so mine is still that. It’s been a typical card but after 11 years I’ve only had automatic increases of only $1,000 total even though now I own many card with 14k limits. I still have a high apr even though I’ve been a perfect customer with excellent credit. This card no longer competes with my others, I have the new cash rewards world card with a 14k limit and great rewards! Get that one instead.

Capital One® SavorOne℠ Cash Rewards Credit Card

Feb 16, 2019
Helpful to 6 out of 6 people

Oh my! I made a mistake! My review was supposed to be for the Savor card not the Savor one!

Bank of America® Cash Rewards Credit Card

Dec 28, 2018
Fast $200, high limit!
Helpful to 10 out of 11 people

I got this card with scores around 750, 30% util, at this time 2 medical collections and got an instant $14,000 credit line!

Blue Cash Everyday® Card from American Express

Feb 16, 2019
Instant $13,500 SL, Instant $150 bonus!
Helpful to 26 out of 31 people

Scores in the 780’s, util 13% at application time, no lates, no baddies, 2 new cards, income $150k. Instant $13,500 starting 

line, as soon as I hit $1,000 spend the $150 credit was instant. I referred my husband and got another $75. The card is clear and makes a statement when you use it. I love the app, everything is user friendly!

CareCredit® Card

Dec 28, 2018
Good card if you pay before promo end
Helpful to 3 out of 4 people

I’ve had this card for 7 years, the 0% interest promo period each time you use it is good. They don’t do automatic credit increases but if you call you can get a soft pull increase. I went from $1,500 to $6,000 easy!

BECU Visa®

Dec 28, 2018
Super low interest, stays competitive!

I’ve had this card as a joint card with my husband for three years. We applied with okay credit and got instantly approved for $5,000. Since we’ve had this card they’ve lowered our interest rate many times to 10% now as both of our credit scores are excellent and in the 770’s. We have also received many automatic increases and now are at a $8,500 limit. This card has no rewards but they give excellent service! Highly recommend especially if you Bank with BECU.

Bank of America® Cash Rewards Credit Card

Jan 21, 2019

Haha! No I’m a real person and this is totally true. I’m almost 33 and have had an account with them since 16 and a bankamericard since 2007, plus my income is good :)

Bank of America® Cash Rewards Credit Card

Dec 28, 2018

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