JohnsCreek5555

1 Contributions 60 People Helped

Member Since: March 2018

Most Helpful Contribution

Lending Club Personal Loans

Mar 05, 2019
Worse decision I could have made
Helpful to 60 out of 62 people

I was approved for a small loan but received only 15% of what Lending Club said I was approved for, and they kept 25% of what I actually received.  Lending Club stated the 25% was an initial fee.  Even though they are keeping that 25%, I am still paying interest on it, the entire loan amount that includes the 25% I did not receive.  Lending Club checked my credit score so many times in one week that it dropped 15 points.

Activity (1 Total Contributions)

Lending Club Personal Loans

Mar 05, 2019
Worse decision I could have made
Helpful to 60 out of 62 people

I was approved for a small loan but received only 15% of what Lending Club said I was approved for, and they kept 25% of what I actually received.  Lending Club stated the 25% was an initial fee.  Even though they are keeping that 25%, I am still paying interest on it, the entire loan amount that includes the 25% I did not receive.  Lending Club checked my credit score so many times in one week that it dropped 15 points.