IAmOlderNow

29 Contributions 387 People Helped Top Contributor

Member Since: December 2017

Most Helpful Contribution

Citi® Secured Mastercard®

Feb 16, 2018
Update on post 2/11/2018
Helpful to 102 out of 104 people

Checked my credit score today and it is now at 612. I am loving this trend. I also have a Capital One card now with a $500 credit limit. I need to keep my utilization under 30%. I suspect if I do that, then my credit score will rise much faster. I am hoping to have a 700 score by the end of the year. Thank you Citi for taking a chance on me!

Activity (29 Total Contributions)

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Citi® Secured Mastercard®

Feb 16, 2018
Update on post 2/11/2018
Helpful to 102 out of 104 people

Checked my credit score today and it is now at 612. I am loving this trend. I also have a Capital One card now with a $500 credit limit. I need to keep my utilization under 30%. I suspect if I do that, then my credit score will rise much faster. I am hoping to have a 700 score by the end of the year. Thank you Citi for taking a chance on me!

Capital One® Quicksilver® Cash Rewards Credit Card

Jul 31, 2018
Cash Rewards Climbing!!!
Helpful to 36 out of 39 people

Credit karma said I had a FAIR approval odds because my CS was 634 when I applied. I did anyway and was approved for $1000 CL. I immediately purchased concert tickets for $560 and paid over half. My rewards are already over $10. The application process was easy and I got the card in less than a week. This is my second Capital One card. I am now looking to increase my score to get a Venture card

AvantCard

Jul 31, 2018
Meh
Helpful to 49 out of 56 people

I applied for this card with a 630 score. I applied the same day as the Capital one Quick Silver card. My credit scored dropped because Capital One did a hard pull. CK had said it would NOT affect my score but it did. Any way, I was approved for $750 CL even though CK stated that my approval odds were FAIR. One thing, the card comes very quickly in the mail, less than a week. I am going to activate and test it because I want to improve my credit score with the hopes of getting a car.

Citi® Secured Mastercard®

Feb 14, 2018
Helpful to 9 out of 9 people

You know you could have just read and moved on right? Go pick a fight elsewhere...I am NOT interested.........

Citi® Secured Mastercard®

Apr 02, 2019
Helpful to 8 out of 8 people

It is a SECURED card...what you put in the account is your credit limit!

Citi® Secured Mastercard®

Feb 25, 2018
Helpful to 6 out of 6 people

Thanks for that information. Just checked my credit score and it is at 619. I will apply that 10% utilization you recommended.

Journey® Student Rewards from Capital One®

Apr 02, 2019
Helpful to 4 out of 4 people

April fools joke

AvantCard

Apr 05, 2019
Helpful to 3 out of 3 people

I started out with Avant at $700 card limit and they have increased me to now $1000. It has been less than a year. My frustration is that it takes almost 3 weeks for payments to post. This is sad because I use it and pay it off all at once. I only now use it for emergencies and use my Capital one Quicksilver because it clears almost immediately and I get the cash back

Credit One Bank® Cash Back Rewards Credit Card

Feb 18, 2019
Helpful to 3 out of 3 people

A person with bad credit has to start somewhere @TeamBeaterz.

Arrow Card Classic

Apr 04, 2018
Helpful to 2 out of 2 people

What was your credit score?

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