MasterCard Credit Cards

We suggest offers based on money we make from our partners.

These offers are no longer available on our site: Capital One® Platinum Credit Card, Capital One® Secured Mastercard®, Capital One® QuicksilverOne® Cash Rewards Credit Card, Citi ThankYou® Preferred Card for College Students, Citi® Secured Mastercard®, Citi ThankYou® Preferred Card, Citi Simplicity® Card, Capital One® Quicksilver® Cash Rewards Credit Card, CitiBusiness® / AAdvantage® Platinum Select® Mastercard®, HSBC Gold Mastercard® credit card




Intro Purchase APR

N/A

Regular Purchase APR

13.99% - 23.99% Variable

Intro Balance Transfer APR

0% 18 Months

Regular Balance Transfer APR

13.99% - 23.99% Variable

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

3%, Min: $5

Min Credit Needed

EXCELLENT

Return Payment Fee

Up to $40

Foreign Transaction Fee

3%

Penalty APR

Up to 29.99% Variable

Late Fee

Up to $40

Cash Advance Fee

5%, Min: $10

Cash Advance APR

25.24% Variable

Card Information

Great for high flat-rate cash back

Card Details

  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Card Details

  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Intro Purchase APR

N/A

Regular Purchase APR

13.99% - 23.99% Variable

Intro Balance Transfer APR

0% 18 Months

Regular Balance Transfer APR

13.99% - 23.99% Variable

Annual Fee

$0

Min Credit Needed

EXCELLENT


Intro Purchase APR

0% 18 Months

Regular Purchase APR

14.74% - 24.74% Variable

Intro Balance Transfer APR

0% 18 Months

Regular Balance Transfer APR

14.74% - 24.74% Variable

Annual Fee

$0

Rewards

None

Balance Transfer Fee

3%, Min: $5

Min Credit Needed

EXCELLENT

Return Payment Fee

Up to $40

Foreign Transaction Fee

3%

Penalty APR

Up to 29.99% Variable

Late Fee

Up to $40

Cash Advance Fee

5%, Min: $10

Cash Advance APR

25.24% Variable

Card Information

Card Details

  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Card Details

  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Intro Purchase APR

0% 18 Months

Regular Purchase APR

14.74% - 24.74% Variable

Intro Balance Transfer APR

0% 18 Months

Regular Balance Transfer APR

14.74% - 24.74% Variable

Annual Fee

$0

Min Credit Needed

EXCELLENT








Intro Purchase APR

0% 12 Months

Regular Purchase APR

13.99% - 23.99% Variable

Intro Balance Transfer APR

0% 12 Months

Regular Balance Transfer APR

13.99% - 23.99% Variable

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

4%, Min: $10

Min Credit Needed

NOT_APPLICABLE

Return Payment Fee

$39

Foreign Transaction Fee

None

Penalty APR

29.99%* Variable

Late Fee

$39

Cash Advance Fee

5%, Min: $10

Cash Advance APR

24.99%* Variable

Card Information

Great for uncomplicated cash back

Card Details

  • Earn unlimited 1.5% cash back on all purchases.
  • Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases.
  • No Annual Fee.
  • 0% Intro APR for 12 months on purchases and balance transfers, Balance Transfers must be posted within the first 60 days following Account opening. Then a 13.99% - 23.99% variable APR will apply.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.

Card Details

  • Earn unlimited 1.5% cash back on all purchases.
  • Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases.
  • No Annual Fee.
  • 0% Intro APR for 12 months on purchases and balance transfers, Balance Transfers must be posted within the first 60 days following Account opening. Then a 13.99% - 23.99% variable APR will apply.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.

Intro Purchase APR

0% 12 Months

Regular Purchase APR

13.99% - 23.99% Variable

Intro Balance Transfer APR

0% 12 Months

Regular Balance Transfer APR

13.99% - 23.99% Variable

Annual Fee

$0

Min Credit Needed

NOT_APPLICABLE



Intro Purchase APR

N/A

Regular Purchase APR

19.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$29

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $28

Foreign Transaction Fee

3%

Penalty APR

See Terms*

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

24.99%* Variable

Card Information

Great for establishing a credit history

Card Details

  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account.

Card Details

  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account.

Intro Purchase APR

N/A

Regular Purchase APR

19.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$29

Min Credit Needed

POOR


Intro Purchase APR

N/A

Regular Purchase APR

9.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$49

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $28

Foreign Transaction Fee

3%

Penalty APR

See Terms*

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

18.99%* Variable

Card Information

Great for building credit from scratch

Card Details

  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account.

Card Details

  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account.

Intro Purchase APR

N/A

Regular Purchase APR

9.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$49

Min Credit Needed

POOR