Secured Credit Cards

Apply Now

Purchase Intro APR

N/A

Purchase Regular APR

26.99%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

26.99%* Variable

Annual Fee

$0

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

26.99%* Variable

Rewards

None

Balance Transfer Fee

$0

Min Credit Needed

LIMITED †

Card Information

Great for building credit

Card Details

No annual fee, and all the credit building benefits with responsible card use
Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
You will get an initial $200 credit line after making a security deposit of $49, $99, or $200
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
Easily manage your account 24/7 with online access, by phone or using our mobile app
It's a credit card accepted at millions of locations worldwide

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Card Details

No annual fee, and all the credit building benefits with responsible card use
Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
You will get an initial $200 credit line after making a security deposit of $49, $99, or $200
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
Easily manage your account 24/7 with online access, by phone or using our mobile app
It's a credit card accepted at millions of locations worldwide

Purchase Intro APR

N/A

Purchase Regular APR

26.99%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

26.99%* Variable

Annual Fee

$0

Min Credit Needed

Good^‡

Apply Now

Purchase Intro APR

N/A

Purchase Regular APR

24.74%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

24.74%* Variable

Annual Fee

$0

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

24.74%* Variable

Rewards

None

Balance Transfer Fee

3%, Min: $5

Min Credit Needed

LIMITED †

Card Information

Great for building credit

Card Details

The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
Use your card anywhere Mastercard® is accepted — worldwide.
A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
Get help staying on track with Auto Pay and account alerts.
With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
Manage your account 24/7 online, by phone, or in our mobile app.

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Card Details

The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
Use your card anywhere Mastercard® is accepted — worldwide.
A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
Get help staying on track with Auto Pay and account alerts.
With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
Manage your account 24/7 online, by phone, or in our mobile app.

Purchase Intro APR

N/A

Purchase Regular APR

24.74%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

24.74%* Variable

Annual Fee

$0

Min Credit Needed

Good^‡

Apply Now

Purchase Intro APR

N/A

Purchase Regular APR

19.64%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

N/A

Annual Fee

$35

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

19.64%* Variable

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR †

Card Information

Great for building credit

Card Details

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
*View our Cardholder Agreement located at the bottom of the application page for details of the card.

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Card Details

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
*View our Cardholder Agreement located at the bottom of the application page for details of the card.

Purchase Intro APR

N/A

Purchase Regular APR

19.64%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$35

Min Credit Needed

Good^‡

Apply Now

Purchase Intro APR

N/A

Purchase Regular APR

9.99%

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

N/A

Annual Fee

$49

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

9.99%

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR †

Card Information

Great for building credit

Card Details

Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line
See additional Green Dot primor® Visa® Gold Secured Credit Card details

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Card Details

Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line
See additional Green Dot primor® Visa® Gold Secured Credit Card details

Purchase Intro APR

N/A

Purchase Regular APR

9.99%

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$49

Min Credit Needed

Good^‡

Apply Now

Purchase Intro APR

N/A

Purchase Regular APR

10.74%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

N/A

Annual Fee

$49

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

10.74%* Variable

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR †

Card Information

Great for building credit from scratch

Card Details

Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account

Show Hide Offer Details

Card Details

Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account

Purchase Intro APR

N/A

Purchase Regular APR

10.74%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$49

Min Credit Needed

Good^‡

Apply Now

Purchase Intro APR

N/A

Purchase Regular APR

20.74%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

N/A

Annual Fee

$29

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

20.74%* Variable

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR †

Card Information

Great for establishing a credit history

Card Details

Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account

Show Hide Offer Details

Card Details

Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account

Purchase Intro APR

N/A

Purchase Regular APR

20.74%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$29

Min Credit Needed

Good^‡

Apply Now

Purchase Intro APR

N/A

Purchase Regular APR

19.70%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

19.70%* Variable

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR †

Card Information

Great for building credit

Card Details

Unsecured credit line increases - After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
Monthly FICO® Score for free - get your updated FICO® Score each month when it is provided to us from the credit bureau.
Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
Flexible credit line – the amount of your deposit determines your initial credit line – up to $3,000 and increase your credit line anytime with additional deposits.
Easy funding options – several convenient options to easily fund your security deposit.
Worldwide acceptance - use it anywhere Visa is accepted.
Quick, easy application - apply online today!

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Card Details

Unsecured credit line increases - After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
Monthly FICO® Score for free - get your updated FICO® Score each month when it is provided to us from the credit bureau.
Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
Flexible credit line – the amount of your deposit determines your initial credit line – up to $3,000 and increase your credit line anytime with additional deposits.
Easy funding options – several convenient options to easily fund your security deposit.
Worldwide acceptance - use it anywhere Visa is accepted.
Quick, easy application - apply online today!

Purchase Intro APR

N/A

Purchase Regular APR

19.70%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Min Credit Needed

Good^‡

Apply Now

Purchase Intro APR

N/A

Purchase Regular APR

14.74%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

N/A

Annual Fee

$39

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

14.74%* Variable

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR †

Card Information

Great for building credit from scratch

Card Details

Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account

Show Hide Offer Details

Card Details

Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account

Purchase Intro APR

N/A

Purchase Regular APR

14.74%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$39

Min Credit Needed

Good^‡

Capital One® Secured Mastercard®

Capital One® Secured Mastercard®

Citi® Secured Mastercard®

Citi® Secured Mastercard®

OpenSky® Secured Credit Visa® Card

OpenSky® Secured Credit Visa® Card

Green Dot primor® Visa® Gold Secured Credit Card

Green Dot primor® Visa® Gold Secured Credit Card

First Progress Platinum Prestige MasterCard® Secured Credit Card

First Progress Platinum Prestige MasterCard® Secured Credit Card

First Progress Platinum Elite MasterCard® Secured Credit Card

First Progress Platinum Elite MasterCard® Secured Credit Card

The Secured Visa® from Merrick Bank

The Secured Visa® from Merrick Bank

First Progress Platinum Select MasterCard® Secured Credit Card

First Progress Platinum Select MasterCard® Secured Credit Card