These offers are no longer available on our site: Citi® Secured Mastercard®, Green Dot primor® Visa® Gold Secured Credit Card, USAA® Secured American Express® Card, Horizon Gold Credit Line
Intro Purchase APR
N/A
Regular Purchase APR
17.39%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$35
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
LIMITED
Return Payment Fee
See Terms*
Foreign Transaction Fee
3%
Penalty APR
None
Late Fee
Up to $38
Cash Advance Fee
5%, Min: $6
Cash Advance APR
17.39%* Variable
Card Information
Great for building credit
Card Details
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.
Card Details
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.
Intro Purchase APR
N/A
Regular Purchase APR
17.39%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$35
Min Credit Needed
LIMITED‡
Intro Purchase APR
N/A
Regular Purchase APR
9.99%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$49
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $28
Foreign Transaction Fee
3%
Penalty APR
See Terms*
Late Fee
Up to $39
Cash Advance Fee
3%, Min: $10
Cash Advance APR
18.99%* Variable
Card Information
Great for building credit from scratch
Card Details
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account.
First Progress Platinum Prestige MasterCard® Secured Credit Card
Great for building credit from scratch
Card Details
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account.
Intro Purchase APR
N/A
Regular Purchase APR
9.99%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$49
Min Credit Needed
POOR‡
Intro Purchase APR
N/A
Regular Purchase APR
19.99%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$29
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $28
Foreign Transaction Fee
3%
Penalty APR
See Terms*
Late Fee
Up to $39
Cash Advance Fee
3%, Min: $10
Cash Advance APR
24.99%* Variable
Card Information
Great for establishing a credit history
Card Details
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account.
First Progress Platinum Elite MasterCard® Secured Credit Card
Great for establishing a credit history
Card Details
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account.
Intro Purchase APR
N/A
Regular Purchase APR
19.99%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$29
Min Credit Needed
POOR‡
Intro Purchase APR
N/A
Regular Purchase APR
17.45%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$36 the first year. Billed $3 per month thereafter
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $40
Foreign Transaction Fee
2%
Penalty APR
See Terms*
Late Fee
Up to $40
Cash Advance Fee
4%, Min: $10
Cash Advance APR
24.2%* Variable
Card Information
Card Details
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
- Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Card Details
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
- Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Intro Purchase APR
N/A
Regular Purchase APR
17.45%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$36 the first year. Billed $3 per month thereafter
Min Credit Needed
POOR‡
Intro Purchase APR
N/A
Regular Purchase APR
13.99%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$39
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $28
Foreign Transaction Fee
3%
Penalty APR
See Terms*
Late Fee
Up to $39
Cash Advance Fee
3%, Min: $10
Cash Advance APR
19.99%* Variable
Card Information
Great for building credit from scratch
Card Details
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account.
First Progress Platinum Select MasterCard® Secured Credit Card
Great for building credit from scratch
Card Details
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account.
Intro Purchase APR
N/A
Regular Purchase APR
13.99%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$39
Min Credit Needed
POOR‡