Build Responsibly With A Secured Credit Card

We suggest offers based on money we make from our partners.

These offers are no longer available on our site: Green Dot primor® Visa® Gold Secured Credit Card, USAA® Secured American Express® Card, Horizon Gold Credit Line

Intro Purchase APR

N/A

Regular Purchase APR

24.74% Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

24.74% Variable

Annual Fee

$0

Rewards

None

Balance Transfer Fee

Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

Min Credit Needed

LIMITED

Return Payment Fee

Up to $41

Foreign Transaction Fee

3%

Penalty APR

Up to 29.99% Variable

Late Fee

Up to $41

Cash Advance Fee

5%, Min: $10

Cash Advance APR

27.49% Variable

Card Information

Card Details

  • The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
  • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
  • Use your card anywhere Mastercard® is accepted — worldwide.
  • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
  • Get help staying on track with Auto Pay and account alerts.
  • With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
  • Manage your account 24/7 online, by phone, or in our mobile app.

Card Details

  • The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
  • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
  • Use your card anywhere Mastercard® is accepted — worldwide.
  • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
  • Get help staying on track with Auto Pay and account alerts.
  • With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
  • Manage your account 24/7 online, by phone, or in our mobile app.

Intro Purchase APR

N/A

Regular Purchase APR

24.74% Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

24.74% Variable

Annual Fee

$0

Min Credit Needed

LIMITED

 

Intro Purchase APR

N/A

Regular Purchase APR

18.89%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$35

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

LIMITED

Return Payment Fee

See Terms*

Foreign Transaction Fee

3%

Penalty APR

None

Late Fee

Up to $38

Cash Advance Fee

5%, Min: $6

Cash Advance APR

18.89%* Variable

Card Information

Great for building credit

Card Details

  • No credit check to apply and find out instantly if you are approved.
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • * View the cardholder agreement

Card Details

  • No credit check to apply and find out instantly if you are approved.
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • * View the cardholder agreement

Intro Purchase APR

N/A

Regular Purchase APR

18.89%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$35

Min Credit Needed

LIMITED

 

 

Intro Purchase APR

N/A

Regular Purchase APR

12.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$49

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $28

Foreign Transaction Fee

3%

Penalty APR

See Terms*

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

21.24%* Variable

Card Information

Great for building credit from scratch

Card Details

  • No Credit History or Minimum Credit Score Required for Approval
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Receive Your Card More Quickly with New Expedited Processing Option
  • 24/7 Online Access to Your Account; Try our new Mobile App for Android Users!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Quick and Complete Online Application; No credit inquiry required!
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • Nationwide program; available in all 50 states
  • New! Get a $10 Annual Loyalty Reward Credit from First Progress just for Credit Karma members!  (conditions apply – see application for details)

Card Details

  • No Credit History or Minimum Credit Score Required for Approval
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Receive Your Card More Quickly with New Expedited Processing Option
  • 24/7 Online Access to Your Account; Try our new Mobile App for Android Users!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Quick and Complete Online Application; No credit inquiry required!
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • Nationwide program; available in all 50 states
  • New! Get a $10 Annual Loyalty Reward Credit from First Progress just for Credit Karma members!  (conditions apply – see application for details)

Intro Purchase APR

N/A

Regular Purchase APR

12.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$49

Min Credit Needed

POOR

 

Intro Purchase APR

N/A

Regular Purchase APR

22.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$29

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $28

Foreign Transaction Fee

3%

Penalty APR

See Terms*

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

27.24%* Variable

Card Information

Great for establishing a credit history

Card Details

  • Quick and Complete Online Application – No Credit Inquiry Required!
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Receive Your Card More Quickly with New Expedited Processing Option
  • Nationwide program; available in all 50 states
  • New! Get a $10 Annual Loyalty Reward Credit from First Progress just for Credit Karma members!  (conditions apply – see application for details)

Card Details

  • Quick and Complete Online Application – No Credit Inquiry Required!
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Receive Your Card More Quickly with New Expedited Processing Option
  • Nationwide program; available in all 50 states
  • New! Get a $10 Annual Loyalty Reward Credit from First Progress just for Credit Karma members!  (conditions apply – see application for details)

Intro Purchase APR

N/A

Regular Purchase APR

22.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$29

Min Credit Needed

POOR

 

Intro Purchase APR

N/A

Regular Purchase APR

19.7%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $40

Foreign Transaction Fee

2%

Penalty APR

N/A

Late Fee

Up to $40

Cash Advance Fee

4%, Min: $10

Cash Advance APR

24.70%* Variable

Card Information

Great for building credit

Card Details

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Card Details

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Intro Purchase APR

N/A

Regular Purchase APR

19.7%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Min Credit Needed

POOR

 

 

Intro Purchase APR

N/A

Regular Purchase APR

16.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$39

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $29

Foreign Transaction Fee

3%

Penalty APR

See Terms*

Late Fee

Up to $40

Cash Advance Fee

3%, Min: $10

Cash Advance APR

22.24%* Variable

Card Information

Great for building credit from scratch

Card Details

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • 24/7 Online Access to Your Account; Try our new Mobile App for Android Users!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • Quick and Complete Online Application; No credit inquiry required!
  • Nationwide program; available in all 50 states
  • New! Get a $10 Annual Loyalty Reward Credit from First Progress just for Credit Karma members!  (conditions apply – see application for details)

Card Details

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • 24/7 Online Access to Your Account; Try our new Mobile App for Android Users!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • Quick and Complete Online Application; No credit inquiry required!
  • Nationwide program; available in all 50 states
  • New! Get a $10 Annual Loyalty Reward Credit from First Progress just for Credit Karma members!  (conditions apply – see application for details)

Intro Purchase APR

N/A

Regular Purchase APR

16.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$39

Min Credit Needed

POOR