Secured Credit Cards

We suggest offers based on money we make from our partners.

This offer is no longer available on our site: USAA® Secured Visa Platinum® Card

Card Details

  • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
  • A security deposit is required for this product (minimum $200)
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts. 
  • Use the card anywhere Mastercard® is accepted — worldwide

Purchase Intro APR

N/A

Purchase Regular APR

24.49%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

24.49%* Variable

Annual Fee

$0

Average approved score

N/A

Typical Low: N/A Typical High: N/A


 

Card Details

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

Purchase Intro APR

N/A

Purchase Regular APR

26.99%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

26.99%* Variable

Annual Fee

$0

Average approved score

524

Typical Low: N/A Typical High: 602


 

Card Details

  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate! 
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees! 
  • Helps strengthen your credit with responsible card use.  Reports to three national bureaus  
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line 
  • See additional Green Dot primor® Visa® Gold Secured Credit Card details  

Purchase Intro APR

N/A

Purchase Regular APR

9.99%

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$49

Average approved score

N/A

Typical Low: N/A Typical High: N/A


 

Card Details

  • Enjoy peace of mind with $0 Fraud Liability
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back rewards on eligible purchases, terms apply
  • Automatic reviews for credit line increases give you opportunities to get even more credit
  • Choose your monthly payment due date for added convenience, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts

Purchase Intro APR

N/A

Purchase Regular APR

19.99% - 25.99%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$0 - $99

Average approved score

575

Typical Low: 557 Typical High: 629


 

Card Details

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

Purchase Intro APR

N/A

Purchase Regular APR

19.39%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$35

Average approved score

519

Typical Low: 414 Typical High: 591


 

Card Details

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

Purchase Intro APR

N/A

Purchase Regular APR

20.49%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$29

Average approved score

N/A

Typical Low: N/A Typical High: N/A


 

Card Details

  • Less than perfect credit histories can qualify, even with prior bankruptcy!  
  • Choose your custom card design - Free  
  • Account history is reported to the three major credit bureaus in the U.S.  
  • Fast and easy decision on your application  
  • Access your account online or from your mobile device 24/7  
  • Protection from fraud, if your card happens to be lost or stolen   
  • Accepted nationwide wherever Mastercard is accepted 

Purchase Intro APR

N/A

Purchase Regular APR

23.90%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$75 - $99

Average approved score

582

Typical Low: 550 Typical High: 633


 

Card Details

  • Unsecured credit line increases - After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
  • Monthly FICO® Score for free - get your updated FICO® Score each month when it is provided to us from the credit bureau.
  • Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
  • Flexible credit line – the amount of your deposit determines your initial credit line – up to $3,000 and increase your credit line anytime with additional deposits.
  • Easy funding options – several convenient options to easily fund your security deposit.
  • Worldwide acceptance - use it anywhere Visa is accepted.
  • Quick, easy application - apply online today!

Purchase Intro APR

N/A

Purchase Regular APR

19.45%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Average approved score

N/A

Typical Low: N/A Typical High: N/A


 

Card Details

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

Purchase Intro APR

N/A

Purchase Regular APR

10.49%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$49

Average approved score

525

Typical Low: 397 Typical High: 586