These offers are no longer available on our site: Green Dot primor® Visa® Gold Secured Credit Card, USAA® Secured American Express® Card, Horizon Gold Credit Line
Intro Purchase APR
N/A
Regular Purchase APR
26.24% Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
26.24% Variable
Annual Fee
$0
Rewards
None
Balance Transfer Fee
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Min Credit Needed
LIMITED
Return Payment Fee
Up to $41
Foreign Transaction Fee
3%
Penalty APR
Up to 29.99% Variable
Late Fee
Up to $41
Cash Advance Fee
5%, Min: $10
Cash Advance APR
28.99% Variable
Card Information
Card Details
- The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
- Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
- Use your card anywhere Mastercard® is accepted — worldwide.
- A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
- Get help staying on track with Auto Pay and account alerts.
- With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
- Manage your account 24/7 online, by phone, or in our mobile app.
Card Details
- The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
- Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
- Use your card anywhere Mastercard® is accepted — worldwide.
- A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
- Get help staying on track with Auto Pay and account alerts.
- With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
- Manage your account 24/7 online, by phone, or in our mobile app.
Intro Purchase APR
N/A
Regular Purchase APR
26.24% Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
26.24% Variable
Annual Fee
$0
Min Credit Needed
LIMITED‡
Intro Purchase APR
N/A
Regular Purchase APR
20.39%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$35
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
LIMITED
Return Payment Fee
See Terms*
Foreign Transaction Fee
3%
Penalty APR
None
Late Fee
Up to $38
Cash Advance Fee
5%, Min: $6
Cash Advance APR
20.39%* Variable
Card Information
Great for building credit
Card Details
- No credit check to apply and find out instantly if you are approved.
- NEW! For a limited time only, apply and open a new OpenSky account to receive an automatic $50 unsecured credit line increase after 3 on-time payments; up to $200 in your first year—no additional deposit required. Click “apply now” to see additional terms.
- OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
- View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
- Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
- Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
- Easy application, apply in less than 5 minutes right from your mobile device
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- *View the cardholder agreement
Card Details
- No credit check to apply and find out instantly if you are approved.
- NEW! For a limited time only, apply and open a new OpenSky account to receive an automatic $50 unsecured credit line increase after 3 on-time payments; up to $200 in your first year—no additional deposit required. Click “apply now” to see additional terms.
- OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
- View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
- Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
- Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
- Easy application, apply in less than 5 minutes right from your mobile device
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- *View the cardholder agreement
Intro Purchase APR
N/A
Regular Purchase APR
20.39%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$35
Min Credit Needed
LIMITED‡
Intro Purchase APR
N/A
Regular Purchase APR
13.74%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$49
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $28
Foreign Transaction Fee
3%
Penalty APR
See Terms*
Late Fee
Up to $41
Cash Advance Fee
3%, Min: $10
Cash Advance APR
22.74%* Variable
Card Information
Great for building credit from scratch
Card Details
- No Credit History or Minimum Credit Score Required for Approval
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- Receive Your Card More Quickly with New Expedited Processing Option
- 24/7 Online Access to Your Account; Try our new Mobile App for Android Users!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Quick and Complete Online Application; No credit inquiry required!
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- Nationwide program; available in all 50 states
First Progress Platinum Prestige Mastercard® Secured Credit Card
Great for building credit from scratch
Card Details
- No Credit History or Minimum Credit Score Required for Approval
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- Receive Your Card More Quickly with New Expedited Processing Option
- 24/7 Online Access to Your Account; Try our new Mobile App for Android Users!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Quick and Complete Online Application; No credit inquiry required!
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- Nationwide program; available in all 50 states
Intro Purchase APR
N/A
Regular Purchase APR
13.74%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$49
Min Credit Needed
POOR‡
Intro Purchase APR
N/A
Regular Purchase APR
23.74%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$29
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $28
Foreign Transaction Fee
3%
Penalty APR
See Terms*
Late Fee
Up to $41
Cash Advance Fee
3%, Min: $10
Cash Advance APR
28.74%* Variable
Card Information
Great for establishing a credit history
Card Details
- Quick and Complete Online Application – No Credit Inquiry Required!
- Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- Receive Your Card More Quickly with New Expedited Processing Option
- Nationwide program; available in all 50 states
First Progress Platinum Elite Mastercard® Secured Credit Card
Great for establishing a credit history
Card Details
- Quick and Complete Online Application – No Credit Inquiry Required!
- Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- Receive Your Card More Quickly with New Expedited Processing Option
- Nationwide program; available in all 50 states
Intro Purchase APR
N/A
Regular Purchase APR
23.74%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$29
Min Credit Needed
POOR‡
Intro Purchase APR
N/A
Regular Purchase APR
20.45%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$36 the first year. Billed $3 per month thereafter
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $40
Foreign Transaction Fee
2%
Penalty APR
N/A
Late Fee
Up to $40
Cash Advance Fee
4%, Min: $10
Cash Advance APR
25.45%* Variable
Card Information
Great for building credit
Card Details
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Card Details
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Intro Purchase APR
N/A
Regular Purchase APR
20.45%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$36 the first year. Billed $3 per month thereafter
Min Credit Needed
POOR‡
Intro Purchase APR
N/A
Regular Purchase APR
17.74%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$39
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $29
Foreign Transaction Fee
3%
Penalty APR
See Terms*
Late Fee
Up to $41
Cash Advance Fee
3%, Min: $10
Cash Advance APR
23.74%* Variable
Card Information
Great for building credit from scratch
Card Details
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- 24/7 Online Access to Your Account; Try our new Mobile App for Android Users!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- Quick and Complete Online Application; No credit inquiry required!
- Nationwide program; available in all 50 states
First Progress Platinum Select Mastercard® Secured Credit Card
Great for building credit from scratch
Card Details
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- 24/7 Online Access to Your Account; Try our new Mobile App for Android Users!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- Quick and Complete Online Application; No credit inquiry required!
- Nationwide program; available in all 50 states
Intro Purchase APR
N/A
Regular Purchase APR
17.74%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$39
Min Credit Needed
POOR‡