Build Responsibly With A Secured Credit Card

We suggest offers based on money we make from our partners.

These offers are no longer available on our site: Citi® Secured Mastercard®, Green Dot primor® Visa® Gold Secured Credit Card, USAA® Secured American Express® Card, Horizon Gold Credit Line

N/A

 

Intro Purchase APR

N/A

Regular Purchase APR

25.64%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$35

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

LIMITED

Return Payment Fee

See Terms*

Foreign Transaction Fee

3%

Penalty APR

None

Late Fee

Up to $40

Cash Advance Fee

5%, Min: $6

Cash Advance APR

25.64%* Variable

Card Information

Great for no credit check

Card Details

  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
  • Extend your $200 credit line by getting considered for an unsecured credit line increase after 6 months - no additional deposit required!
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Join over 1.2 million cardholders who’ve used OpenSky to build their credit

Card Details

  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
  • Extend your $200 credit line by getting considered for an unsecured credit line increase after 6 months - no additional deposit required!
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Join over 1.2 million cardholders who’ve used OpenSky to build their credit

Intro Purchase APR

N/A

Regular Purchase APR

25.64%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$35

Min Credit Needed

LIMITED

 

N/A

 

Intro Purchase APR

N/A

Regular Purchase APR

15.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$49

Rewards

None
Cash Back

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $30

Foreign Transaction Fee

3%

Penalty APR

See Terms*

Late Fee

Up to $41

Cash Advance Fee

3%, Min: $10

Cash Advance APR

24.24%* Variable

Card Information

Great for a low purchase APR

Card Details

  • You Aren't Stuck with Bad Credit. Start Rebuilding with a First Progress Prestige Credit Card!¹
  • Earn 1% Cash Back Rewards on payments made to your First Progress Prestige Secured credit card account.
  • View Statements, Make Payments, Manage Rewards & MORE on the First Progress Mobile App!
  • No Credit History or Minimum Credit Score Required for Approval
  • Imagine being rewarded for simply paying your bill each month. Make a Payment and Earn 1% Cash Back!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Poor Credit is Just a Hurdle. First Progress Can Help You Get Past it!
  • Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Card Details

  • You Aren't Stuck with Bad Credit. Start Rebuilding with a First Progress Prestige Credit Card!¹
  • Earn 1% Cash Back Rewards on payments made to your First Progress Prestige Secured credit card account.
  • View Statements, Make Payments, Manage Rewards & MORE on the First Progress Mobile App!
  • No Credit History or Minimum Credit Score Required for Approval
  • Imagine being rewarded for simply paying your bill each month. Make a Payment and Earn 1% Cash Back!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Poor Credit is Just a Hurdle. First Progress Can Help You Get Past it!
  • Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Intro Purchase APR

N/A

Regular Purchase APR

15.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$49

Min Credit Needed

POOR

 

Intro Purchase APR

N/A

Regular Purchase APR

25.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$29

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $30

Foreign Transaction Fee

3%

Penalty APR

See Terms*

Late Fee

Up to $41

Cash Advance Fee

3%, Min: $10

Cash Advance APR

30.24%* Variable

Card Information

Great for prior bankruptcies

Card Details

  • Build, Strengthen, Or Rebuild Your Credit Starting with a $200 Deposit.¹
  • No Credit History or Minimum Credit Score Required for Approval
  • View Statements, Make Payments & MORE on the First Progress Mobile App!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
  • Break Down Credit Barriers with the First Progress Elite Secured Card Today!
  • Receive Your Card More Quickly with Expedited Processing!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Card Details

  • Build, Strengthen, Or Rebuild Your Credit Starting with a $200 Deposit.¹
  • No Credit History or Minimum Credit Score Required for Approval
  • View Statements, Make Payments & MORE on the First Progress Mobile App!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
  • Break Down Credit Barriers with the First Progress Elite Secured Card Today!
  • Receive Your Card More Quickly with Expedited Processing!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Intro Purchase APR

N/A

Regular Purchase APR

25.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$29

Min Credit Needed

POOR

 

Intro Purchase APR

N/A

Regular Purchase APR

22.70%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $40

Foreign Transaction Fee

See Terms*

Penalty APR

N/A

Late Fee

Up to $40

Cash Advance Fee

$10 or 4% of the amount of each cash advance, whichever is greater.

Cash Advance APR

27.70%* Variable

Card Information

Great for access to credit

Card Details

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Card Details

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Intro Purchase APR

N/A

Regular Purchase APR

22.70%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Min Credit Needed

POOR

 

N/A

 

Intro Purchase APR

N/A

Regular Purchase APR

19.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$39

Rewards

None
Cash Back

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $30

Foreign Transaction Fee

3%

Penalty APR

See Terms*

Late Fee

Up to $41

Cash Advance Fee

3%, Min: $10

Cash Advance APR

25.24%* Variable

Card Information

Great for a low purchase APR

Card Details

  • Build, Strengthen, Or Rebuild Your Credit Starting with a $200 Deposit.¹
  • Get a First Progress Select Card and Earn 1% Cash Back Rewards!
  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • View Statements, Make Payments, Manage Rewards & MORE on the First Progress Mobile App!
  • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
  • Credit Mistakes are Hard to Move Past. Make Some Progress with a Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Card Details

  • Build, Strengthen, Or Rebuild Your Credit Starting with a $200 Deposit.¹
  • Get a First Progress Select Card and Earn 1% Cash Back Rewards!
  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • View Statements, Make Payments, Manage Rewards & MORE on the First Progress Mobile App!
  • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
  • Credit Mistakes are Hard to Move Past. Make Some Progress with a Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Intro Purchase APR

N/A

Regular Purchase APR

19.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$39

Min Credit Needed

POOR

 

N/A

 

N/A