Secured Credit Cards

Apply Now

Intro Purchase APR

N/A

Regular Purchase APR

26.74%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

26.74%* Variable

Annual Fee

$0

Rewards

None

Balance Transfer Fee

$0

Min Credit Needed

LIMITED

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

None

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

26.74%* Variable

Card Information

Card Details

No annual fee, and all the credit building benefits with responsible card use
Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
Easily manage your account 24/7 with online access, by phone or using our mobile app
It's a credit card accepted at millions of locations worldwide

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Card Details

No annual fee, and all the credit building benefits with responsible card use
Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
Easily manage your account 24/7 with online access, by phone or using our mobile app
It's a credit card accepted at millions of locations worldwide

Intro Purchase APR

N/A

Regular Purchase APR

26.74%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

26.74%* Variable

Annual Fee

$0

Min Credit Needed

LIMITED^‡

Apply Now

Intro Purchase APR

N/A

Regular Purchase APR

23.99% Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

23.99% Variable

Annual Fee

$0

Rewards

None

Balance Transfer Fee

3%, Min: $5

Min Credit Needed

LIMITED

Return Payment Fee

Up to $40

Foreign Transaction Fee

3%

Penalty APR

Up to 29.99% Variable

Late Fee

Up to $40

Cash Advance Fee

5%, Min: $10

Cash Advance APR

26.74% Variable

Card Information

Card Details

The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
Use your card anywhere Mastercard® is accepted — worldwide.
A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
Get help staying on track with Auto Pay and account alerts.
With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
Manage your account 24/7 online, by phone, or in our mobile app.
The standard variable APR for Citi Flex Plan is 23.99%. Citi Flex Plan offers are made available at Citi's discretion

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Card Details

The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
Use your card anywhere Mastercard® is accepted — worldwide.
A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
Get help staying on track with Auto Pay and account alerts.
With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
Manage your account 24/7 online, by phone, or in our mobile app.
The standard variable APR for Citi Flex Plan is 23.99%. Citi Flex Plan offers are made available at Citi's discretion

Intro Purchase APR

N/A

Regular Purchase APR

23.99% Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

23.99% Variable

Annual Fee

$0

Min Credit Needed

LIMITED^‡

Apply Now

Intro Purchase APR

N/A

Regular Purchase APR

18.89%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$35

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

See Terms*

Foreign Transaction Fee

3%

Penalty APR

None

Late Fee

Up to $38

Cash Advance Fee

5%, Min: $6

Cash Advance APR

18.89%* Variable

Card Information

Card Details

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
*View our Cardholder Agreement located at the bottom of the application page for details of the card

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Card Details

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
*View our Cardholder Agreement located at the bottom of the application page for details of the card

Intro Purchase APR

N/A

Regular Purchase APR

18.89%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$35

Min Credit Needed

POOR^‡

Apply Now

Intro Purchase APR

N/A

Regular Purchase APR

9.99%

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$49

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

See Terms*

Foreign Transaction Fee

3%

Penalty APR

None

Late Fee

Up to $29

Cash Advance Fee

5%, Min: $5

Cash Advance APR

18.99%

Card Information

Card Details

Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line
See additional Green Dot primor® Visa® Gold Secured Credit Card details.

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Card Details

Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line
See additional Green Dot primor® Visa® Gold Secured Credit Card details.

Intro Purchase APR

N/A

Regular Purchase APR

9.99%

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$49

Min Credit Needed

POOR^‡

Apply Now

Intro Purchase APR

N/A

Regular Purchase APR

9.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$49

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $28

Foreign Transaction Fee

3%

Penalty APR

See Terms*

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

18.99%* Variable

Card Information

Card Details

Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account.

Show Hide Offer Details

Card Details

Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account.

Intro Purchase APR

N/A

Regular Purchase APR

9.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$49

Min Credit Needed

POOR^‡

Apply Now

Intro Purchase APR

N/A

Regular Purchase APR

19.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$29

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $28

Foreign Transaction Fee

3%

Penalty APR

See Terms*

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

24.99%* Variable

Card Information

Card Details

Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account.

Show Hide Offer Details

Card Details

Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account.

Intro Purchase APR

N/A

Regular Purchase APR

19.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$29

Min Credit Needed

POOR^‡

Apply Now

Intro Purchase APR

N/A

Regular Purchase APR

18.95%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $40

Foreign Transaction Fee

2%

Penalty APR

See Terms*

Late Fee

Up to $40

Cash Advance Fee

4%, Min: $10

Cash Advance APR

24.2%* Variable

Card Information

Card Details

Unsecured credit line increases - After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
Monthly FICO® Score for free - get your updated FICO® Score each month.
Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
Flexible credit line – the amount of your deposit determines your initial credit line – up to $3,000 and increase your credit line anytime with additional deposits.
Easy funding options – several convenient options to easily fund your security deposit.
Worldwide acceptance - use it anywhere Visa is accepted
Quick, easy application - apply online today!

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Card Details

Unsecured credit line increases - After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
Monthly FICO® Score for free - get your updated FICO® Score each month.
Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
Flexible credit line – the amount of your deposit determines your initial credit line – up to $3,000 and increase your credit line anytime with additional deposits.
Easy funding options – several convenient options to easily fund your security deposit.
Worldwide acceptance - use it anywhere Visa is accepted
Quick, easy application - apply online today!

Intro Purchase APR

N/A

Regular Purchase APR

18.95%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Min Credit Needed

POOR^‡

Apply Now

Intro Purchase APR

N/A

Regular Purchase APR

13.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$39

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $28

Foreign Transaction Fee

3%

Penalty APR

See Terms*

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

19.99%* Variable

Card Information

Card Details

Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account.

Show Hide Offer Details

Card Details

Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account.

Intro Purchase APR

N/A

Regular Purchase APR

13.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$39

Min Credit Needed

POOR^‡

Capital One® Secured Mastercard®

Capital One® Secured Mastercard®

Citi® Secured Mastercard®

Citi® Secured Mastercard®

OpenSky® Secured Credit Visa® Card

OpenSky® Secured Credit Visa® Card

Green Dot primor® Visa® Gold Secured Credit Card

Green Dot primor® Visa® Gold Secured Credit Card

First Progress Platinum Prestige MasterCard® Secured Credit Card

First Progress Platinum Prestige MasterCard® Secured Credit Card

First Progress Platinum Elite MasterCard® Secured Credit Card

First Progress Platinum Elite MasterCard® Secured Credit Card

The Secured Visa® from Merrick Bank

The Secured Visa® from Merrick Bank

First Progress Platinum Select MasterCard® Secured Credit Card

First Progress Platinum Select MasterCard® Secured Credit Card