Secured Credit Cards

We suggest offers based on money we make from our partners.

These offers are no longer available on our site: USAA® Secured American Express® Card, Horizon Gold Credit Line

Purchase Intro APR

N/A

Purchase Regular APR

26.99%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

26.99%* Variable

Annual Fee

$0

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

26.99%* Variable

Rewards

None

Balance Transfer Fee

$0

Min Credit Needed

LIMITED †

Card Information

Great for building credit

Card Details

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

Card Details

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

Purchase Intro APR

N/A

Purchase Regular APR

26.99%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

26.99%* Variable

Annual Fee

$0

Min Credit Needed

Good


 

Purchase Intro APR

N/A

Purchase Regular APR

24.74%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

24.74%* Variable

Annual Fee

$0

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

24.74%* Variable

Rewards

None

Balance Transfer Fee

3%, Min: $5

Min Credit Needed

LIMITED †

Card Information

Great for building credit

Card Details

  • The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
  • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
  • Use your card anywhere Mastercard® is accepted — worldwide.
  • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
  • Get help staying on track with Auto Pay and account alerts.
  • With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
  • Manage your account 24/7 online, by phone, or in our mobile app.

Card Details

  • The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
  • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
  • Use your card anywhere Mastercard® is accepted — worldwide.
  • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
  • Get help staying on track with Auto Pay and account alerts.
  • With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
  • Manage your account 24/7 online, by phone, or in our mobile app.

Purchase Intro APR

N/A

Purchase Regular APR

24.74%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

24.74%* Variable

Annual Fee

$0

Min Credit Needed

Good


 

Purchase Intro APR

N/A

Purchase Regular APR

19.64%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

N/A

Annual Fee

$35

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

19.64%* Variable

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR †

Card Information

Great for building credit

Card Details

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

Card Details

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

Purchase Intro APR

N/A

Purchase Regular APR

19.64%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$35

Min Credit Needed

Good


 

Purchase Intro APR

N/A

Purchase Regular APR

9.99%

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

N/A

Annual Fee

$49

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

9.99%

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR †

Card Information

Great for building credit

Card Details

  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate! 
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees! 
  • Helps strengthen your credit with responsible card use.  Reports to three national bureaus  
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line 
  • See additional Green Dot primor® Visa® Gold Secured Credit Card details  

Card Details

  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate! 
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees! 
  • Helps strengthen your credit with responsible card use.  Reports to three national bureaus  
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line 
  • See additional Green Dot primor® Visa® Gold Secured Credit Card details  

Purchase Intro APR

N/A

Purchase Regular APR

9.99%

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$49

Min Credit Needed

Good


 

Purchase Intro APR

N/A

Purchase Regular APR

10.74%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

N/A

Annual Fee

$49

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

10.74%* Variable

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR †

Card Information

Great for building credit from scratch

Card Details

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

Card Details

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

Purchase Intro APR

N/A

Purchase Regular APR

10.74%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$49

Min Credit Needed

Good


 

Purchase Intro APR

N/A

Purchase Regular APR

20.74%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

N/A

Annual Fee

$29

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

20.74%* Variable

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR †

Card Information

Great for establishing a credit history

Card Details

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

Card Details

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

Purchase Intro APR

N/A

Purchase Regular APR

20.74%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$29

Min Credit Needed

Good


 

Purchase Intro APR

N/A

Purchase Regular APR

19.70%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

19.70%* Variable

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR †

Card Information

Great for building credit

Card Details

  • Unsecured credit line increases - After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
  • Monthly FICO® Score for free - get your updated FICO® Score each month when it is provided to us from the credit bureau.
  • Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
  • Flexible credit line – the amount of your deposit determines your initial credit line – up to $3,000 and increase your credit line anytime with additional deposits.
  • Easy funding options – several convenient options to easily fund your security deposit.
  • Worldwide acceptance - use it anywhere Visa is accepted.
  • Quick, easy application - apply online today!

Card Details

  • Unsecured credit line increases - After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
  • Monthly FICO® Score for free - get your updated FICO® Score each month when it is provided to us from the credit bureau.
  • Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
  • Flexible credit line – the amount of your deposit determines your initial credit line – up to $3,000 and increase your credit line anytime with additional deposits.
  • Easy funding options – several convenient options to easily fund your security deposit.
  • Worldwide acceptance - use it anywhere Visa is accepted.
  • Quick, easy application - apply online today!

Purchase Intro APR

N/A

Purchase Regular APR

19.70%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Min Credit Needed

Good


 

 

Purchase Intro APR

N/A

Purchase Regular APR

14.74%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

N/A

Annual Fee

$39

Purchase Intro Rate

N/A

Balance Transfers

N/A

Regular APR

14.74%* Variable

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR †

Card Information

Great for building credit from scratch

Card Details

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

Card Details

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

Purchase Intro APR

N/A

Purchase Regular APR

14.74%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

N/A

Annual Fee

$39

Min Credit Needed

Good