These offers are no longer available on our site: Green Dot primor® Visa® Gold Secured Credit Card, USAA® Secured American Express® Card, Horizon Gold Credit Line
Intro Purchase APR
Regular Purchase APR
22.49% Variable N/A
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
22.49% Variable N/A
Annual Fee
$0 N/A
Rewards
None
Balance Transfer Fee
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Min Credit Needed
LIMITED
Return Payment Fee
Up to $40
Foreign Transaction Fee
3%
Penalty APR
Up to 29.99% Variable
Late Fee
Up to $40
Cash Advance Fee
5%, Min: $10
Cash Advance APR
25.24% Variable
Card Information
Card Details
- The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
- Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
- Use your card anywhere Mastercard® is accepted — worldwide.
- A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
- Get help staying on track with Auto Pay and account alerts.
- With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
- Manage your account 24/7 online, by phone, or in our mobile app.
- The standard variable APR for Citi Flex Plan is 22.49%. Citi Flex Plan offers are made available at Citi's discretion.
Card Details
- The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
- Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
- Use your card anywhere Mastercard® is accepted — worldwide.
- A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
- Get help staying on track with Auto Pay and account alerts.
- With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
- Manage your account 24/7 online, by phone, or in our mobile app.
- The standard variable APR for Citi Flex Plan is 22.49%. Citi Flex Plan offers are made available at Citi's discretion.
Intro Purchase APR
Regular Purchase APR
22.49% Variable N/A
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
22.49% Variable N/A
Annual Fee
$0 N/A
Min Credit Needed
LIMITED‡
Intro Purchase APR
Regular Purchase APR
17.39%* Variable N/A
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A N/A N/A
Annual Fee
$35 N/A
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
LIMITED
Return Payment Fee
See Terms*
Foreign Transaction Fee
3%
Penalty APR
None
Late Fee
Up to $38
Cash Advance Fee
5%, Min: $6
Cash Advance APR
17.39%* Variable
Card Information
Great for building credit
Card Details
- No credit check to apply and find out instantly if you are approved.
- OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
- Get considered for a credit line increase after 6 months, with no additional deposit required
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
- Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
- Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
- Easy application, apply in less than 5 minutes right from your mobile device
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- Enjoy protection from unauthorized purchases with $0 fraud liability
- * View the cardholder agreement
Card Details
- No credit check to apply and find out instantly if you are approved.
- OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
- Get considered for a credit line increase after 6 months, with no additional deposit required
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
- Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
- Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
- Easy application, apply in less than 5 minutes right from your mobile device
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- Enjoy protection from unauthorized purchases with $0 fraud liability
- * View the cardholder agreement
Intro Purchase APR
Regular Purchase APR
17.39%* Variable N/A
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A N/A N/A
Annual Fee
$35 N/A
Min Credit Needed
LIMITED‡
Intro Purchase APR
Regular Purchase APR
9.99%* Variable N/A
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A N/A N/A
Annual Fee
$49 N/A
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $28
Foreign Transaction Fee
3%
Penalty APR
See Terms*
Late Fee
Up to $39
Cash Advance Fee
3%, Min: $10
Cash Advance APR
18.99%* Variable
Card Information
Great for building credit from scratch
Card Details
- No Credit History or Minimum Credit Score Required for Approval
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- Receive Your Card More Quickly with New Expedited Processing Option
- 24/7 Online Access to Your Account; Try our new Mobile App for Android Users!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Quick and Complete Online Application; No credit inquiry required!
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
First Progress Platinum Prestige MasterCard® Secured Credit Card
Great for building credit from scratch
Card Details
- No Credit History or Minimum Credit Score Required for Approval
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- Receive Your Card More Quickly with New Expedited Processing Option
- 24/7 Online Access to Your Account; Try our new Mobile App for Android Users!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Quick and Complete Online Application; No credit inquiry required!
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
Intro Purchase APR
Regular Purchase APR
9.99%* Variable N/A
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A N/A N/A
Annual Fee
$49 N/A
Min Credit Needed
POOR‡
Intro Purchase APR
Regular Purchase APR
19.99%* Variable N/A
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A N/A N/A
Annual Fee
$29 N/A
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $28
Foreign Transaction Fee
3%
Penalty APR
See Terms*
Late Fee
Up to $39
Cash Advance Fee
3%, Min: $10
Cash Advance APR
24.99%* Variable
Card Information
Great for establishing a credit history
Card Details
- Quick and Complete Online Application – No Credit Inquiry Required!
- Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- Receive Your Card More Quickly with New Expedited Processing Option
First Progress Platinum Elite MasterCard® Secured Credit Card
Great for establishing a credit history
Card Details
- Quick and Complete Online Application – No Credit Inquiry Required!
- Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- Receive Your Card More Quickly with New Expedited Processing Option
Intro Purchase APR
Regular Purchase APR
19.99%* Variable N/A
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A N/A N/A
Annual Fee
$29 N/A
Min Credit Needed
POOR‡
Intro Purchase APR
Regular Purchase APR
17.45%* Variable N/A
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A N/A N/A
Annual Fee
$36 the first year. Billed $3 per month thereafter N/A
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $40
Foreign Transaction Fee
2%
Penalty APR
See Terms*
Late Fee
Up to $40
Cash Advance Fee
4%, Min: $10
Cash Advance APR
24.2%* Variable
Card Information
Great for building credit
Card Details
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
- Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Card Details
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
- Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Intro Purchase APR
Regular Purchase APR
17.45%* Variable N/A
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A N/A N/A
Annual Fee
$36 the first year. Billed $3 per month thereafter N/A
Min Credit Needed
POOR‡
Intro Purchase APR
Regular Purchase APR
13.99%* Variable N/A
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A N/A N/A
Annual Fee
$39 N/A
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $29
Foreign Transaction Fee
3%
Penalty APR
See Terms*
Late Fee
Up to $40
Cash Advance Fee
3%, Min: $10
Cash Advance APR
19.99%* Variable
Card Information
Great for building credit from scratch
Card Details
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- 24/7 Online Access to Your Account; Try our new Mobile App for Android Users!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- Quick and Complete Online Application; No credit inquiry required!
First Progress Platinum Select MasterCard® Secured Credit Card
Great for building credit from scratch
Card Details
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- 24/7 Online Access to Your Account; Try our new Mobile App for Android Users!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- Quick and Complete Online Application; No credit inquiry required!
Intro Purchase APR
Regular Purchase APR
13.99%* Variable N/A
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A N/A N/A
Annual Fee
$39 N/A
Min Credit Needed
POOR‡