Good Cards For Fair Credit Scores

We suggest offers based on money we make from our partners.

These offers are no longer available on our site: Merrick Bank Double Your Line™ Platinum Visa®, USAA® Rate Advantage Visa Platinum® Card, NASCAR® Credit Card from Credit One Bank®

Intro Purchase APR

N/A

Regular Purchase APR

23.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$0 - $99

Rewards

None
Cash Back

Balance Transfer Fee

N/A

Min Credit Needed

FAIR

Return Payment Fee

Up to $39 (terms apply)

Foreign Transaction Fee

3%, Min: $1*

Penalty APR

See Terms*

Late Fee

Up to $39 (terms apply)

Cash Advance Fee

$5.00/8% or $10.00/3%, whichever is greater (see terms)

Cash Advance APR

23.99%* Variable

Card Information

Great for working on your credit

Card Details

  • Receive 1% cash back rewards on eligible purchases, terms apply
  • See if you Pre-Qualify in less than 60 seconds
  • Enjoy peace of mind with $0 Fraud Liability
  • Automatic reviews for credit line increases give you opportunities to get even more credit
  • Choose your monthly payment due date for added convenience, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts.

Card Details

  • Receive 1% cash back rewards on eligible purchases, terms apply
  • See if you Pre-Qualify in less than 60 seconds
  • Enjoy peace of mind with $0 Fraud Liability
  • Automatic reviews for credit line increases give you opportunities to get even more credit
  • Choose your monthly payment due date for added convenience, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts.

Intro Purchase APR

N/A

Regular Purchase APR

23.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$0 - $99

Min Credit Needed

FAIR

 

Intro Purchase APR

N/A

Regular Purchase APR

24.9%

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$75 the first year; $99 thereafter

Rewards

None

Balance Transfer Fee

See Terms*

Min Credit Needed

FAIR

Return Payment Fee

Up to $40

Foreign Transaction Fee

1%

Penalty APR

29.9%

Late Fee

Up to $40

Cash Advance Fee

See Terms*

Cash Advance APR

29.9%* Variable

Card Information

Card Details

  • Responsible use can begin your financial future on the right track
  • Get access to the credit you need, no deposit required
  • Access your account online 24/7 at no additional cost
  • Simple and fast application process
  • Use nationwide wherever Mastercard is accepted
  • Protection from fraud, if your card happens to be lost or stolen
  • Get the flexibility of an unsecured Mastercard, even with less than perfect credit

Card Details

  • Responsible use can begin your financial future on the right track
  • Get access to the credit you need, no deposit required
  • Access your account online 24/7 at no additional cost
  • Simple and fast application process
  • Use nationwide wherever Mastercard is accepted
  • Protection from fraud, if your card happens to be lost or stolen
  • Get the flexibility of an unsecured Mastercard, even with less than perfect credit

Intro Purchase APR

N/A

Regular Purchase APR

24.9%

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$75 the first year; $99 thereafter

Min Credit Needed

FAIR

 

Intro Purchase APR

N/A

Regular Purchase APR

24.9%

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$75 - $99

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

FAIR

Return Payment Fee

Up to $40

Foreign Transaction Fee

1%

Penalty APR

29.9%

Late Fee

Up to $40

Cash Advance Fee

See Terms*

Cash Advance APR

29.9%

Card Information

Great for people working on their credit

Card Details

  • An unsecured card perfect for everyday purchases
  • Responsible use can begin your financial future on the right track
  • Get access to the credit you need, no deposit required
  • Cover your everyday needs without a deposit
  • All the benefits of a Mastercard, without a security deposit
  • For anyone with less than perfect credit, including students
  • An opportunity to build and access credit, even for students
  • For students and anyone with less than perfect credit

Card Details

  • An unsecured card perfect for everyday purchases
  • Responsible use can begin your financial future on the right track
  • Get access to the credit you need, no deposit required
  • Cover your everyday needs without a deposit
  • All the benefits of a Mastercard, without a security deposit
  • For anyone with less than perfect credit, including students
  • An opportunity to build and access credit, even for students
  • For students and anyone with less than perfect credit

Intro Purchase APR

N/A

Regular Purchase APR

24.9%

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$75 - $99

Min Credit Needed

FAIR

 

 

Intro Purchase APR

N/A

Regular Purchase APR

25.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$39

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

LIMITED

Return Payment Fee

$0

Foreign Transaction Fee

$0

Penalty APR

N/A

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

25.99%* Variable

Card Information

Great for building your credit history

Card Details

  • Fast and easy application process
  • We may periodically review your account for credit line increases
  • Help strengthen your credit history with responsible use
  • No hidden fees
  • Use online banking to conveniently pay your card through our online portal, 24/7
  • Zero fraud liability for unauthorized charges
  • Avant branded credit products are issued by WebBank, member FDIC
  • Disclosure: If you are charged interest, the charge will be no less than $1.00.

Card Details

  • Fast and easy application process
  • We may periodically review your account for credit line increases
  • Help strengthen your credit history with responsible use
  • No hidden fees
  • Use online banking to conveniently pay your card through our online portal, 24/7
  • Zero fraud liability for unauthorized charges
  • Avant branded credit products are issued by WebBank, member FDIC
  • Disclosure: If you are charged interest, the charge will be no less than $1.00.

Intro Purchase APR

N/A

Regular Purchase APR

25.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$39

Min Credit Needed

LIMITED

 

 

 

Intro Purchase APR

0% 12 Months

Regular Purchase APR

12.9% - 22.9%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

12.9% - 22.9%* Variable

Annual Fee

$0

Rewards

None
Points

Balance Transfer Fee

3%, Min: $5

Min Credit Needed

EXCELLENT

Return Payment Fee

Up to $25

Foreign Transaction Fee

None

Penalty APR

N/A

Late Fee

Up to $35

Cash Advance Fee

5%, Min: $10

Cash Advance APR

24.99%* Variable

Card Information

Card Details

  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point
  • No Annual Fee or Foreign Transaction Fee
  • Select Your Rewards Your Way
  • No Foreign Transaction Fee

Card Details

  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point
  • No Annual Fee or Foreign Transaction Fee
  • Select Your Rewards Your Way
  • No Foreign Transaction Fee

Intro Purchase APR

0% 12 Months

Regular Purchase APR

12.9% - 22.9%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

12.9% - 22.9%* Variable

Annual Fee

$0

Min Credit Needed

EXCELLENT

 

Intro Purchase APR

N/A

Regular Purchase APR

6.99% - 29.99%

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$0

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

FAIR

Return Payment Fee

$0

Foreign Transaction Fee

$0

Penalty APR

N/A

Late Fee

$0

Cash Advance Fee

N/A

Cash Advance APR

N/A

Card Information

Card Details

  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

Card Details

  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

Intro Purchase APR

N/A

Regular Purchase APR

6.99% - 29.99%

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$0

Min Credit Needed

FAIR

 

Intro Purchase APR

N/A

Regular Purchase APR

25.99% Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

25.99% Variable

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

4%, Min: $5

Min Credit Needed

FAIR

Return Payment Fee

Up to $40

Foreign Transaction Fee

3%

Penalty APR

N/A

Late Fee

Up to $40

Cash Advance Fee

5%, Min: $10

Cash Advance APR

27.99% Variable

Card Information

Card Details

  • Earn 1% Cash Back Rewards on Purchases!**
  • No Annual Fee
  • $0 Fraud Liability. Peace of mind if your card is ever lost or stolen
  • 24/7 access to your account
  • Reports to 4 credit bureaus, which can help build your credit with responsible use
  • This card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Mastercard International. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated

Card Details

  • Earn 1% Cash Back Rewards on Purchases!**
  • No Annual Fee
  • $0 Fraud Liability. Peace of mind if your card is ever lost or stolen
  • 24/7 access to your account
  • Reports to 4 credit bureaus, which can help build your credit with responsible use
  • This card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Mastercard International. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated

Intro Purchase APR

N/A

Regular Purchase APR

25.99% Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

25.99% Variable

Annual Fee

$0

Min Credit Needed

FAIR

 

Intro Purchase APR

N/A

Regular Purchase APR

29.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$0

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

FAIR

Return Payment Fee

$0

Foreign Transaction Fee

3%

Penalty APR

N/A

Late Fee

Up to $35

Cash Advance Fee

3%, Min: $10

Cash Advance APR

29.99%* Variable

Card Information

Card Details

  • $0 annual fee, $0 monthly maintenance fee, $0 activation fee, $0 over-the-limit fee
  • Get a higher credit line if you're in good standing after making your first 6 payments on time
  • Free, online credit score access for cardholders
  • Instant decision on your application
  • No interest on purchases when you pay in full and on time each month
  • All the coverage of Visa ® -- accepted globally and zero liability fraud coverage
  • Access your account anytime, anywhere with our mobile app.

Card Details

  • $0 annual fee, $0 monthly maintenance fee, $0 activation fee, $0 over-the-limit fee
  • Get a higher credit line if you're in good standing after making your first 6 payments on time
  • Free, online credit score access for cardholders
  • Instant decision on your application
  • No interest on purchases when you pay in full and on time each month
  • All the coverage of Visa ® -- accepted globally and zero liability fraud coverage
  • Access your account anytime, anywhere with our mobile app.

Intro Purchase APR

N/A

Regular Purchase APR

29.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$0

Min Credit Needed

FAIR