You Deserve A Rewards Card

We suggest offers based on money we make from our partners.

This offer is no longer available on our site: Chase Sapphire Preferred® Card

 

Intro Purchase APR

0% 15 Months

Regular Purchase APR

13.49% - 23.49% Variable

Intro Balance Transfer APR

0% 15 Months

Regular Balance Transfer APR

13.49% - 23.49% Variable

Annual Fee

$0

Rewards

None
Points

Balance Transfer Fee

3%, Min: $5

Min Credit Needed

GOOD

Return Payment Fee

Up to $40

Foreign Transaction Fee

3%

Penalty APR

Up to 29.99% Variable

Late Fee

Up to $40

Cash Advance Fee

5%, Min: $10

Cash Advance APR

25.24% Variable

Card Information

Great for smaller purchases

Card Details

  • FOR A LIMITED TIME, earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Card Details

  • FOR A LIMITED TIME, earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Intro Purchase APR

0% 15 Months

Regular Purchase APR

13.49% - 23.49% Variable

Intro Balance Transfer APR

0% 15 Months

Regular Balance Transfer APR

13.49% - 23.49% Variable

Annual Fee

$0

Min Credit Needed

GOOD

 

Intro Purchase APR

N/A

Regular Purchase APR

13.99% - 23.99% Variable

Intro Balance Transfer APR

0% 18 Months

Regular Balance Transfer APR

13.99% - 23.99% Variable

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

3%, Min: $5

Min Credit Needed

GOOD

Return Payment Fee

Up to $40

Foreign Transaction Fee

3%

Penalty APR

Up to 29.99% Variable

Late Fee

Up to $40

Cash Advance Fee

5%, Min: $10

Cash Advance APR

25.24% Variable

Card Information

Great for high flat-rate cash back

Card Details

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Card Details

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Intro Purchase APR

N/A

Regular Purchase APR

13.99% - 23.99% Variable

Intro Balance Transfer APR

0% 18 Months

Regular Balance Transfer APR

13.99% - 23.99% Variable

Annual Fee

$0

Min Credit Needed

GOOD