This offer is no longer available on our site: Chase Sapphire Preferred® Card
Intro Purchase APR
15 Months
Regular Purchase APR
13.49% - 23.49% Variable N/A
Intro Balance Transfer APR
0% 15 Months
Regular Balance Transfer APR
13.49% - 23.49% Variable N/A
Annual Fee
$0 N/A
Rewards
None
Points
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
Min Credit Needed
GOOD
Return Payment Fee
Up to $40
Foreign Transaction Fee
3%
Penalty APR
Up to 29.99% Variable
Late Fee
Up to $40
Cash Advance Fee
5%, Min: $10
Cash Advance APR
25.24% Variable
Card Information
Great for smaller purchases
Card Details
- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Card Details
- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Intro Purchase APR
15 Months
Regular Purchase APR
13.49% - 23.49% Variable N/A
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
13.49% - 23.49% Variable N/A
Annual Fee
$0 N/A
Min Credit Needed
GOOD‡
Intro Purchase APR
Regular Purchase APR
13.99% - 23.99% Variable N/A
Intro Balance Transfer APR
0% 18 Months
Regular Balance Transfer APR
13.99% - 23.99% Variable N/A
Annual Fee
$0 N/A
Rewards
None
Cash Back
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
Min Credit Needed
GOOD
Return Payment Fee
Up to $40
Foreign Transaction Fee
3%
Penalty APR
Up to 29.99% Variable
Late Fee
Up to $40
Cash Advance Fee
5%, Min: $10
Cash Advance APR
25.24% Variable
Card Information
Great for high flat-rate cash back
Card Details
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Card Details
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Intro Purchase APR
Regular Purchase APR
13.99% - 23.99% Variable N/A
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
13.99% - 23.99% Variable N/A
Annual Fee
$0 N/A
Min Credit Needed
GOOD‡