This offer is no longer available on our site: Chase Sapphire Reserve®
Intro Purchase APR
N/A
Regular Purchase APR
19.99% - 29.99% (Variable)
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
19.99% - 29.99% (Variable)
Annual Fee
$95
Rewards
None
Miles
Balance Transfer Fee
$0 at the Transfer APR, 3% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
Min Credit Needed
GOOD
Return Payment Fee
See Terms*
Foreign Transaction Fee
None
Penalty APR
None
Late Fee
Up to $40
Cash Advance Fee
3%, Min: $3
Cash Advance APR
29.99% (Variable)
Card Information
Great for high flat-rate travel rewards
Card Details
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
- Transfer your miles to your choice of 15+ travel loyalty programs
Card Details
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
- Transfer your miles to your choice of 15+ travel loyalty programs
Intro Purchase APR
N/A
Regular Purchase APR
19.99% - 29.99% (Variable)
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
19.99% - 29.99% (Variable)
Annual Fee
$95
Min Credit Needed
GOOD‡
Intro Purchase APR
0% intro on purchases for 15 months
Regular Purchase APR
19.99% - 29.99% (Variable)
Intro Balance Transfer APR
0% intro on balance transfers for 15 months
Regular Balance Transfer APR
19.99% - 29.99% (Variable)
Annual Fee
$0
Rewards
None
Miles
Balance Transfer Fee
3% for the first 15 months or at a promotional APR that Capital One may offer you at any other time. No fee for amounts transferred at the Transfer APR
Min Credit Needed
GOOD
Return Payment Fee
See Terms*
Foreign Transaction Fee
None
Penalty APR
None
Late Fee
Up to $40
Cash Advance Fee
3%, Min: $3
Cash Advance APR
29.99% (Variable)
Card Information
Great for travel rewards with no annual fee
Card Details
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Card Details
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Intro Purchase APR
0% intro on purchases for 15 months
Regular Purchase APR
19.99% - 29.99% (Variable)
Intro Balance Transfer APR
0% intro on balance transfers for 15 months
Regular Balance Transfer APR
19.99% - 29.99% (Variable)
Annual Fee
$0
Min Credit Needed
GOOD‡
Intro Purchase APR
N/A
Regular Purchase APR
21.49% - 28.49%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
21.49% - 28.49%* Variable
Annual Fee
$95
Rewards
None
Points
Balance Transfer Fee
5%, Min: $5
Min Credit Needed
GOOD
Return Payment Fee
See Terms*
Foreign Transaction Fee
$0
Penalty APR
Up to 29.99%
Late Fee
See Terms*
Cash Advance Fee
5%, Min: $10
Cash Advance APR
29.99%* Variable
Card Information
Great for maximizing travel rewards
Card Details
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
- Member FDIC
Card Details
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
- Member FDIC
Intro Purchase APR
N/A
Regular Purchase APR
21.49% - 28.49%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
21.49% - 28.49%* Variable
Annual Fee
$95
Min Credit Needed
GOOD‡
Intro Purchase APR
N/A
Regular Purchase APR
21.49% - 28.49%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
21.49% - 28.49%* Variable
Annual Fee
$99
Rewards
None
Points
Balance Transfer Fee
5%, Min: $5
Min Credit Needed
EXCELLENT
Return Payment Fee
See Terms*
Foreign Transaction Fee
$0
Penalty APR
Up to 29.99%
Late Fee
See Terms*
Cash Advance Fee
5%, Min: $10
Cash Advance APR
29.99%* Variable
Card Information
Great for frequent Southwest flyers
Card Details
- Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
- 6,000 anniversary points each year.
- Earn 3X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, and phone services; select streaming.
- 2 EarlyBird Check-In® each year.
- No foreign transaction fees.
- Member FDIC
Card Details
- Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
- 6,000 anniversary points each year.
- Earn 3X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, and phone services; select streaming.
- 2 EarlyBird Check-In® each year.
- No foreign transaction fees.
- Member FDIC
Intro Purchase APR
N/A
Regular Purchase APR
21.49% - 28.49%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
21.49% - 28.49%* Variable
Annual Fee
$99
Min Credit Needed
EXCELLENT‡
Intro Purchase APR
N/A
Regular Purchase APR
21.49% - 28.49%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
21.49% - 28.49%* Variable
Annual Fee
$95
Rewards
None
Points
Balance Transfer Fee
5%, Min: $5
Min Credit Needed
EXCELLENT
Return Payment Fee
See Terms*
Foreign Transaction Fee
$0
Penalty APR
Up to 29.99%
Late Fee
See Terms*
Cash Advance Fee
5%, Min: $10
Cash Advance APR
29.99%* Variable
Card Information
Great for frequent Hyatt guests
Card Details
- Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
- Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
- Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
- Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
- Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
- Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
- Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
- Member FDIC
Card Details
- Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
- Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
- Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
- Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
- Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
- Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
- Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
- Member FDIC
Intro Purchase APR
N/A
Regular Purchase APR
21.49% - 28.49%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
21.49% - 28.49%* Variable
Annual Fee
$95
Min Credit Needed
EXCELLENT‡
Intro Purchase APR
N/A
Regular Purchase APR
21.24% - 29.99%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
21.24% - 29.99%* Variable
Annual Fee
$0 intro, then $99 after first year
Rewards
None
Miles
Balance Transfer Fee
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Min Credit Needed
GOOD
Return Payment Fee
Up to $41
Foreign Transaction Fee
0%
Penalty APR
Up to 29.99% Variable
Late Fee
Up to $41
Cash Advance Fee
5%, Min: $10
Cash Advance APR
29.99%* Variable
Card Information
Great for American Airlines perks
Card Details
- Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first 3 months of account opening
- Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
- Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
- Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your card membership year and renew your card
- No Foreign Transaction Fees
- First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
- Enjoy preferred boarding on American Airlines flights
- Rates and fees
Card Details
- Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first 3 months of account opening
- Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
- Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
- Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your card membership year and renew your card
- No Foreign Transaction Fees
- First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
- Enjoy preferred boarding on American Airlines flights
- Rates and fees
Intro Purchase APR
N/A
Regular Purchase APR
21.24% - 29.99%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
21.24% - 29.99%* Variable
Annual Fee
$0 intro, then $99 after first year
Min Credit Needed
GOOD‡