Low Interest Rate Credit Cards

We suggest offers based on money we make from our partners.

These offers are no longer available on our site: Citi Simplicity® Card, Citi Rewards+℠ Card, Ink Business Unlimited℠ Credit Card

 

Intro Purchase APR

N/A

Regular Purchase APR

13.99% - 23.99% Variable

Intro Balance Transfer APR

0% 18 Months

Regular Balance Transfer APR

13.99% - 23.99% Variable

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

3%, Min: $5

Min Credit Needed

EXCELLENT

Return Payment Fee

Up to $40

Foreign Transaction Fee

3%

Penalty APR

Up to 29.99% Variable

Late Fee

Up to $40

Cash Advance Fee

5%, Min: $10

Cash Advance APR

25.24% Variable

Card Information

Great for high flat-rate cash back

Card Details

  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Card Details

  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Intro Purchase APR

N/A

Regular Purchase APR

13.99% - 23.99% Variable

Intro Balance Transfer APR

0% 18 Months

Regular Balance Transfer APR

13.99% - 23.99% Variable

Annual Fee

$0

Min Credit Needed

EXCELLENT