Student Credit Cards

We suggest offers based on money we make from our partners.

These offers are no longer available on our site: Citi Rewards+℠ Student Card, Citi® Secured Mastercard®, Green Dot primor® Visa® Gold Secured Credit Card, Green Dot primor® Visa® Classic Secured Credit Card

 

 

Intro Purchase APR

N/A

Regular Purchase APR

17.45%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $40

Foreign Transaction Fee

2%

Penalty APR

See Terms*

Late Fee

Up to $40

Cash Advance Fee

4%, Min: $10

Cash Advance APR

24.2%* Variable

Card Information

Card Details

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Card Details

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Intro Purchase APR

N/A

Regular Purchase APR

17.45%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Min Credit Needed

POOR

 

 

Intro Purchase APR

N/A

Regular Purchase APR

23.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$0 - $99

Rewards

None
Cash Back

Balance Transfer Fee

N/A

Min Credit Needed

FAIR

Return Payment Fee

Up to $39 (terms apply)

Foreign Transaction Fee

3%, Min: $1*

Penalty APR

See Terms*

Late Fee

Up to $39 (terms apply)

Cash Advance Fee

$5.00/8% or $10.00/3%, whichever is greater (see terms)

Cash Advance APR

23.99%* Variable

Card Information

Great for working on your credit

Card Details

  • Receive 1% cash back rewards on eligible purchases, terms apply
  • See if you Pre-Qualify in less than 60 seconds
  • Enjoy peace of mind with $0 Fraud Liability
  • Automatic reviews for credit line increases give you opportunities to get even more credit
  • Choose your monthly payment due date for added convenience, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts.

Card Details

  • Receive 1% cash back rewards on eligible purchases, terms apply
  • See if you Pre-Qualify in less than 60 seconds
  • Enjoy peace of mind with $0 Fraud Liability
  • Automatic reviews for credit line increases give you opportunities to get even more credit
  • Choose your monthly payment due date for added convenience, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts.

Intro Purchase APR

N/A

Regular Purchase APR

23.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$0 - $99

Min Credit Needed

FAIR

 

Intro Purchase APR

N/A

Regular Purchase APR

17.39%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$35

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

LIMITED

Return Payment Fee

See Terms*

Foreign Transaction Fee

3%

Penalty APR

None

Late Fee

Up to $38

Cash Advance Fee

5%, Min: $6

Cash Advance APR

17.39%* Variable

Card Information

Great for building credit

Card Details

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

Card Details

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

Intro Purchase APR

N/A

Regular Purchase APR

17.39%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$35

Min Credit Needed

LIMITED