Chase Credit Cards

We suggest offers based on money we make from our partners.

This offer is no longer available on our site: Chase Freedom®

Intro Purchase APR

0% Intro APR on Purchases for 15 months

Regular Purchase APR

20.49% - 29.24%* Variable

Intro Balance Transfer APR

0% Intro APR on Balance Transfers for 15 months

Regular Balance Transfer APR

20.49% - 29.24%* Variable

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. 5%, Min: $5 thereafter.

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

3%

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

29.99%* Variable

Card Information

Great for maximizing cash back

Card Details

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
  • Member FDIC

Card Details

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
  • Member FDIC

Intro Purchase APR

0% Intro APR on Purchases for 15 months

Regular Purchase APR

20.49% - 29.24%* Variable

Intro Balance Transfer APR

0% Intro APR on Balance Transfers for 15 months

Regular Balance Transfer APR

20.49% - 29.24%* Variable

Annual Fee

$0

Min Credit Needed

GOOD


Intro Purchase APR

N/A

Regular Purchase APR

21.49% - 28.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.49% - 28.49%* Variable

Annual Fee

$95

Rewards

None
Points

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

$0

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

29.99%* Variable

Card Information

Great for maximizing travel rewards

Card Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Card Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Intro Purchase APR

N/A

Regular Purchase APR

21.49% - 28.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.49% - 28.49%* Variable

Annual Fee

$95

Min Credit Needed

GOOD


N/A

Intro Purchase APR

0% Intro APR on Purchases for 12 months

Regular Purchase APR

18.49% - 24.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

18.49% - 24.49%* Variable

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

3%

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $15

Cash Advance APR

29.99%* Variable

Card Information

Card Details

  • Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Card Details

  • Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Intro Purchase APR

0% Intro APR on Purchases for 12 months

Regular Purchase APR

18.49% - 24.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

18.49% - 24.49%* Variable

Annual Fee

$0

Min Credit Needed

GOOD


Intro Purchase APR

N/A

Regular Purchase APR

21.49% - 28.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.49% - 28.49%* Variable

Annual Fee

$99

Rewards

None
Points

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

EXCELLENT

Return Payment Fee

See Terms*

Foreign Transaction Fee

$0

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

29.99%* Variable

Card Information

Great for frequent Southwest flyers

Card Details

  • Limited-time offer: earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening
  • 6,000 anniversary points each year.
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • 2 EarlyBird Check-In® each year.
  • No foreign transaction fees.
  • Member FDIC

Card Details

  • Limited-time offer: earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening
  • 6,000 anniversary points each year.
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • 2 EarlyBird Check-In® each year.
  • No foreign transaction fees.
  • Member FDIC

Intro Purchase APR

N/A

Regular Purchase APR

21.49% - 28.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.49% - 28.49%* Variable

Annual Fee

$99

Min Credit Needed

EXCELLENT


Intro Purchase APR

N/A

Regular Purchase APR

21.49% - 28.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.49% - 28.49%* Variable

Annual Fee

$99

Rewards

None
Points

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

$0

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

29.99%* Variable

Card Information

Great for regular IHG guests

Card Details

  • Limited Time Offer! Earn 165,000 Bonus Points
  • Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
  • Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Automatic Platinum Elite status as long as you remain a Premier cardmember
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Member FDIC

Card Details

  • Limited Time Offer! Earn 165,000 Bonus Points
  • Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
  • Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Automatic Platinum Elite status as long as you remain a Premier cardmember
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Member FDIC

Intro Purchase APR

N/A

Regular Purchase APR

21.49% - 28.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.49% - 28.49%* Variable

Annual Fee

$99

Min Credit Needed

GOOD


Intro Purchase APR

N/A

Regular Purchase APR

22.49% - 29.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

22.49% - 29.49%* Variable

Annual Fee

$550

Rewards

None
Points

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

EXCELLENT

Return Payment Fee

See Terms*

Foreign Transaction Fee

$0

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

29.99%* Variable

Card Information

Great for maximizing flexible travel

Card Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority PassTM Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
  • Member FDIC

Card Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority PassTM Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
  • Member FDIC

Intro Purchase APR

N/A

Regular Purchase APR

22.49% - 29.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

22.49% - 29.49%* Variable

Annual Fee

$550

Min Credit Needed

EXCELLENT


Intro Purchase APR

N/A

Regular Purchase APR

21.24% - 26.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.24% - 26.24%* Variable

Annual Fee

$95

Rewards

None
Points

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

$0

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $15

Cash Advance APR

29.99%* Variable

Card Information

Card Details

  • Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase TravelSM
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase TravelSM
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
  • Member FDIC

Card Details

  • Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase TravelSM
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase TravelSM
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
  • Member FDIC

Intro Purchase APR

N/A

Regular Purchase APR

21.24% - 26.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.24% - 26.24%* Variable

Annual Fee

$95

Min Credit Needed

GOOD


Intro Purchase APR

N/A

Regular Purchase APR

21.49% - 28.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.49% - 28.49%* Variable

Annual Fee

$69

Rewards

None
Points

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

EXCELLENT

Return Payment Fee

See Terms*

Foreign Transaction Fee

3%

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

29.99%* Variable

Card Information

Great for Southwest loyalists

Card Details

  • Limited-time offer: earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening
  • 3,000 anniversary points each year.
  • Earn 2X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • 2 EarlyBird Check-In® each year.
  • Earn 1 point for every $1 spent on all other purchases.
  • Member FDIC

Card Details

  • Limited-time offer: earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening
  • 3,000 anniversary points each year.
  • Earn 2X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • 2 EarlyBird Check-In® each year.
  • Earn 1 point for every $1 spent on all other purchases.
  • Member FDIC

Intro Purchase APR

N/A

Regular Purchase APR

21.49% - 28.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.49% - 28.49%* Variable

Annual Fee

$69

Min Credit Needed

EXCELLENT