Ink Cash® Business Card

  • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Named "Best for Rewards for Small Business" MONEY® Magazine, October 2014
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Free employee cards
  • No Annual Fee
Annual Fee
Purchase Intro APR
Purchase Regular APR
Balance Transfer Intro APR
Balance Transfer Regular APR
12 Months
12 Months
$0
0%
13.24%*
0%
13.24%*
Variable
Variable
Annual Fee
Purchase Intro APR
12 Months
$0
0%
Purchase
Regular APR
Balance
Transfer
Intro APR
Balance
Transfer
Regular APR
12 Months
13.24%*
0%
13.24%*
Variable
Variable

Offer Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions the provider's website.

Cash Advance Rate See Terms
Cash Advance Fee 5%, Min; $15
Late Fee See Terms
Balance Transfer Fee 3%, Min: $5

Savings

Savings over 1 year $469
Savings over 3 years $1,084

Transaction Type Value

Savings Details

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Rewards

Sign-Up Bonus

Earn $200 after you spend $3,000 in 3 months.

All Purchases

1% cash back per dollar

No cap on spending

Gas

2% cash back per dollar

Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year

Restaurants

2% cash back per dollar

Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
brsh37
A new twist!
by brsh37
Helpful to 12 out of 13

Just found out that if you get a statement for $8000 and you pay $7000 because you didn't have payments equal or greater to the statement balance, you have to pay interest on the entire statement balance,  not the remainder owed.  I was charged $100 interest on the remaining balance, so I called and asked what the interest rate was, they said 13.9% and then explained this game.  So basically they can charge 120% interest, but legally because its not based off the current balance, but maximum balance.  I really don't know why companies have to be so sneaky like this, they might as well base it off the weather..  Anyway after finally understanding what they are saying they refunded the interest, so no skin lost this time, but need to treat this think like an amex instead..  Hopefully this will help you avoid being charged this way!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Anonymous
Frustrating
by Anonymous
Helpful to 12 out of 14

I have a charge account with no pre-set spending limit.  Account has to be paid in full on the due date which is no problem for me...

My issue is that they say there's no pre-set spending limit.  You DO have a credit limit and they won't tell you what it is, and they change it at will. 

So even though I pay a few thousand a week on this card (we charge 10-25K per month), they will still randomly shut it down.  Not a good experience when your business is in the transportation industry and your employees are using the card to buy GAS :(


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† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from February 2015 through July 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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