Ink Cash® Business Card

  • Named "Best for Rewards for Small Business" MONEY® Magazine, October 2014
  • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Free employee cards
  • No annual fee.
Annual Fee
Purchase Intro APR
Purchase Regular APR
Balance Transfer Intro APR
Balance Transfer Regular APR
12 Months
12 Months
$0
0%
13.24%*
0%
13.24%*
Variable
Variable
Annual Fee
Purchase Intro APR
12 Months
$0
0%
Purchase
Regular APR
Balance
Transfer
Intro APR
Balance
Transfer
Regular APR
12 Months
13.24%*
0%
13.24%*
Variable
Variable

Offer Details

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions the provider's website.

Cash Advance Rate See Terms
Cash Advance Fee 5%, Min; $15
Late Fee See Terms
Balance Transfer Fee 3%, Min: $5

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
JSD9
Auto pay for Phone, internet , and cable
by JSD9
Helpful to 12 out of 14

I use this card to auto pay accounts for our small business and personal cell phone, landlines, internet and cable bills as there is a 5% cash back for these. Also the 5% cash back is great for purchases at office supply stores which also sell... gift cards.

Not sure why so many negative reviews. This card fills a niche in my spending quite nicely.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Anonymous
The rewards are decent, but thats it...
by Anonymous
Helpful to 7 out of 8

I have this card for my church. No annual fees, cashback rewards. We pay in full each month and are never able to see a zero balance as it doesn't differentiate between balance due and current balance which can be a bit frustrating. Online account management is somewhat complicated. After 3 years we have decided it is time for something a little more straight forward. Looking for a new card.


Savings

Savings over 1 year $469
Savings over 3 years $1,084

Transaction Type Value

Savings Details

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Rewards

Sign-Up Bonus

Earn $200 after you spend $3,000 in 3 months.

All Purchases

1% cash back per dollar

No cap on spending

Gas

2% cash back per dollar

Restaurants

2% cash back per dollar


Similar Offers

Ink Cash® Business Card

Balance Transfer Intro APR Purchase Intro APR Regular APR

12 Months

12 Months

0%

0%

13.24%*

Variable

† These Approval Odds represent Credit Karma's estimation of how likely you are to be approved for a product based on a comparison of your profile with data about Credit Karma members who have been approved for the product in the past (if available). There is no guarantee that you will be approved by the lender or that credit will be extended to you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2014 through March 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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