Citi Credit Cards

We suggest offers based on money we make from our partners.

These offers are no longer available on our site: Citi Simplicity® Card, Citi ThankYou® Preferred Card for College Students, Citi ThankYou® Premier Card, Citi® Secured Mastercard®, Citi ThankYou® Preferred Card, Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®, CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

Intro Purchase APR

0% 18 Months

Regular Purchase APR

14.74% - 24.74% Variable

Intro Balance Transfer APR

0% 18 Months

Regular Balance Transfer APR

14.74% - 24.74% Variable

Annual Fee

$0

Rewards

None

Balance Transfer Fee

3%, Min: $5

Min Credit Needed

EXCELLENT

Return Payment Fee

Up to $40

Foreign Transaction Fee

3%

Penalty APR

Up to 29.99% Variable

Late Fee

Up to $40

Cash Advance Fee

5%, Min: $10

Cash Advance APR

25.24% Variable

Card Information

Card Details

  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Card Details

  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Intro Purchase APR

0% 18 Months

Regular Purchase APR

14.74% - 24.74% Variable

Intro Balance Transfer APR

0% 18 Months

Regular Balance Transfer APR

14.74% - 24.74% Variable

Annual Fee

$0

Min Credit Needed

EXCELLENT

 

Intro Purchase APR

N/A

Regular Purchase APR

13.99% - 23.99% Variable

Intro Balance Transfer APR

0% 18 Months

Regular Balance Transfer APR

13.99% - 23.99% Variable

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

3%, Min: $5

Min Credit Needed

EXCELLENT

Return Payment Fee

Up to $40

Foreign Transaction Fee

3%

Penalty APR

Up to 29.99% Variable

Late Fee

Up to $40

Cash Advance Fee

5%, Min: $10

Cash Advance APR

25.24% Variable

Card Information

Great for high flat-rate cash back

Card Details

  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Card Details

  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Intro Purchase APR

N/A

Regular Purchase APR

13.99% - 23.99% Variable

Intro Balance Transfer APR

0% 18 Months

Regular Balance Transfer APR

13.99% - 23.99% Variable

Annual Fee

$0

Min Credit Needed

EXCELLENT

 

 

 

 

 

 

 

 

Intro Purchase APR

N/A

Regular Purchase APR

15.99% - 24.99% Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

15.99% - 24.99% Variable

Annual Fee

$450

Rewards

None
Miles

Balance Transfer Fee

3%, Min: $5

Min Credit Needed

EXCELLENT

Return Payment Fee

Up to $40

Foreign Transaction Fee

0%

Penalty APR

Up to 29.99% Variable

Late Fee

Up to $40

Cash Advance Fee

5%, Min: $10

Cash Advance APR

25.24% Variable

Card Information

Great for elite travel perks

Card Details

  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.
  • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you.
  • Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year.
  • No Foreign Transaction Fees on purchases.
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases.
  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation.
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Card Details

  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.
  • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you.
  • Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year.
  • No Foreign Transaction Fees on purchases.
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases.
  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation.
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Intro Purchase APR

N/A

Regular Purchase APR

15.99% - 24.99% Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

15.99% - 24.99% Variable

Annual Fee

$450

Min Credit Needed

EXCELLENT