1.) Capital One® Quicksilver® Cash Rewards Credit Card

Great for unlimited flat-rate cash back

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.24% - 25.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.24% - 25.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
15 months 15 months
0%* 15.24% - 25.24%* 0%* 15.24% - 25.24%* $0 721
Variable Variable Typical Low: 658
Typical High: 805

2.) Chase Freedom Unlimited®

Great for earning hassle-free cash back

  • Unlimited 1.5% cash back on every purchase — it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 3% of the amount transferred, $5 minimum. No Annual Fee
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
15 Months 15 Months
0%* intro 16.99% - 25.74%* 0%* intro 16.99% - 25.74%* $0 N/A
Variable Variable Typical Low: N/A
Typical High: N/A

3.) Wells Fargo Platinum Visa® Card

Great for 0% intro APR and no annual fee

  • 0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 13.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Credit Card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select “Apply Now” to learn more about the product features, terms, and conditions
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
18 Months 18 Months
0% 13.74% - 27.24%* 0% 13.74% - 27.24%* $0 N/A
Variable Variable Typical Low: N/A
Typical High: N/A

4.) Citi Simplicity® Card

Great for minimizing fees

  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
12 Months* 21 Months*
0%* 16.24% - 26.24%* 0%* 16.24% - 26.24%* $0* 699
Variable Variable Typical Low: 652
Typical High: 767

  • Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
  • Unlimited 1.5% Cash Back on your purchases. 
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise. 
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%. 
  • $0 plan fees for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee. 
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017. 
  • No Annual Fee. 
  • Terms Apply.
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
15 Months 15 Months
0% 15.24% - 26.24%* 0% 15.24% - 26.24%* $0 N/A
Variable Variable Typical Low: N/A
Typical High: N/A

6.) Wells Fargo Cash Wise Visa® Card

Great for unlimited flat rate cash rewards

  • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 16.74%-27.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • $0 Annual Fee
  • Select “Apply Now” to learn more about the product features, terms, and conditions
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
12 Months 12 Months
0% 16.74% - 27.74%* 0% 16.74% - 27.74%* $0 N/A
Variable Variable Typical Low: N/A
Typical High: N/A

7.) Citi® Double Cash Card

Great for impressive flat-rate cash back

  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
  • No categories to track, no caps on cash back, no annual fee*
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
18 Months
N/A 15.74% - 25.74%* 0%* 15.74% - 25.74%* $0* 740
Variable Variable Typical Low: 673
Typical High: 810

8.) Blue Cash Everyday® Card from American Express

Great for simple cash back on groceries and gas

  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • No annual fee.
  • Terms Apply.
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
15 Months 15 Months
0% 15.24% - 26.24%* 0% 15.24% - 26.24%* $0 710
Variable Variable Typical Low: 655
Typical High: 778

9.) Chase Freedom®

Enjoy new 5% categories each quarter

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 3% of the amount transferred, $5 minimum. No annual fee
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
15 Months 15 Months
0%* intro 16.99% - 25.74%* 0%* intro 16.99% - 25.74%* $0 683
Variable Variable Typical Low: 633
Typical High: 758

10.) Wells Fargo Propel American Express® Card

Great for earning on gas and dining

  • Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • $0 Annual Fee
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
12 Months 12 Months
0% 14.74% - 27.24%* 0% 14.74% - 27.24%* $0 N/A
Variable Variable Typical Low: N/A
Typical High: N/A