Visa Credit Cards

We suggest offers based on money we make from our partners.

These offers are no longer available on our site: Capital One® Spark® Miles Select for Business, Capital One Spark Cash Select for Good Credit, Credit One Bank® Platinum Visa®, Chase Freedom®, Journey® Student Rewards from Capital One®, Green Dot primor® Visa® Gold Secured Credit Card

Intro Purchase APR

0% intro on purchases for 15 months

Regular Purchase APR

19.99% - 29.99% (Variable)

Intro Balance Transfer APR

0% intro on balance transfers for 15 months

Regular Balance Transfer APR

19.99% - 29.99% (Variable)

Annual Fee

$0

Rewards

None
Miles

Balance Transfer Fee

3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

None

Late Fee

Up to $40

Cash Advance Fee

5% of the amount of the cash advance, but not less than $5

Cash Advance APR

29.99% (Variable)

Card Information

Great for travel rewards with no annual fee

Card Details

  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies, 3% fee on the amounts transferred within the first 15 months, 4% at a promotional APR that Capital One may offer you at any other time
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs

Card Details

  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies, 3% fee on the amounts transferred within the first 15 months, 4% at a promotional APR that Capital One may offer you at any other time
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs

Intro Purchase APR

0% intro on purchases for 15 months

Regular Purchase APR

19.99% - 29.99% (Variable)

Intro Balance Transfer APR

0% intro on balance transfers for 15 months

Regular Balance Transfer APR

19.99% - 29.99% (Variable)

Annual Fee

$0

Min Credit Needed

GOOD


N/A
N/A
N/A

Intro Purchase APR

N/A

Regular Purchase APR

22.70%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $40

Foreign Transaction Fee

See Terms*

Penalty APR

N/A

Late Fee

Up to $40

Cash Advance Fee

$10 or 4% of the amount of each cash advance, whichever is greater.

Cash Advance APR

27.70%* Variable

Card Information

Great for access to credit

Card Details

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Card Details

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Intro Purchase APR

N/A

Regular Purchase APR

22.70%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Min Credit Needed

POOR


N/A

Intro Purchase APR

N/A

Regular Purchase APR

21.24% - 26.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.24% - 26.24%* Variable

Annual Fee

$95

Rewards

None
Points

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

$0

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $15

Cash Advance APR

29.99%* Variable

Card Information

Card Details

  • Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase TravelSM
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase TravelSM
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
  • Member FDIC

Card Details

  • Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase TravelSM
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase TravelSM
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
  • Member FDIC

Intro Purchase APR

N/A

Regular Purchase APR

21.24% - 26.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.24% - 26.24%* Variable

Annual Fee

$95

Min Credit Needed

GOOD


Intro Purchase APR

N/A

Regular Purchase APR

21.49% - 28.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.49% - 28.49%* Variable

Annual Fee

$95

Rewards

None
Points

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

$0

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

29.99%* Variable

Card Information

Great for maximizing travel rewards

Card Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Card Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Intro Purchase APR

N/A

Regular Purchase APR

21.49% - 28.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.49% - 28.49%* Variable

Annual Fee

$95

Min Credit Needed

GOOD


N/A

Intro Purchase APR

0% Intro APR on Purchases for 12 months

Regular Purchase APR

18.49% - 24.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

18.49% - 24.49%* Variable

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

3%

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $15

Cash Advance APR

29.99%* Variable

Card Information

Card Details

  • Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Card Details

  • Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Intro Purchase APR

0% Intro APR on Purchases for 12 months

Regular Purchase APR

18.49% - 24.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

18.49% - 24.49%* Variable

Annual Fee

$0

Min Credit Needed

GOOD


N/A

Intro Purchase APR

N/A

Regular Purchase APR

21.99% - 28.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.99% - 28.99%* Variable

Annual Fee

$0 intro, then $95 after first year

Rewards

None
Miles

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

$0

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

29.99%* Variable

Card Information

Great for airport perks

Card Details

  • Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
  • $0 introductory annual fee for the first year, then $95.
  • Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases
  • Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
  • Free first checked bag - a savings of up to $140 per roundtrip. Terms Apply.
  • Enjoy priority boarding privileges and visit the United ClubSM with 2 one-time passes each year
  • Member FDIC

Card Details

  • Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
  • $0 introductory annual fee for the first year, then $95.
  • Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases
  • Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
  • Free first checked bag - a savings of up to $140 per roundtrip. Terms Apply.
  • Enjoy priority boarding privileges and visit the United ClubSM with 2 one-time passes each year
  • Member FDIC

Intro Purchase APR

N/A

Regular Purchase APR

21.99% - 28.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.99% - 28.99%* Variable

Annual Fee

$0 intro, then $95 after first year

Min Credit Needed

GOOD