These offers are no longer available on our site: Wells Fargo Platinum card, Wells Fargo Propel American Express® card, Wells Fargo Cash Wise Visa® card

1. Citi Simplicity® Card

Great for a long balance transfer offer

  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 19.24% - 29.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is an introductory balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for balances transfers completed within 4 months of account opening.
  • Stay protected with Citi® Quick Lock
Intro Purchase APR Regular Purchase APR Intro Balance Transfer APR Regular Balance Transfer APR Annual Fee Minimum Credit Needed
12 Months
0% for 12 Months 19.24% - 29.99%* Variable 0% for 21 Months 19.24% - 29.99%* Variable $0 GOOD
{%%PURCHASE_INTRO_MODIFIER%%} Variable Variable

 

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2. Citi Rewards+® Card

Great for smaller purchases

  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • Plus, for a limited time, earn 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on the Citi Travel℠ portal through June 30, 2024.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.74% - 28.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • No Annual Fee
  • Rates and fees
Intro Purchase APR Regular Purchase APR Intro Balance Transfer APR Regular Balance Transfer APR Annual Fee Minimum Credit Needed
15 Months
0% for 15 Months 18.74% - 28.74%* Variable 0% for 15 Months 18.74% - 28.74%* Variable $0 GOOD
{%%PURCHASE_INTRO_MODIFIER%%} Variable Variable

3. Citi® Diamond Preferred® Card

Great for a long balance transfer offer

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.24% - 28.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • No Annual Fee - our low intro rates and all the benefits don’t come with a yearly charge.
  • Rates and fees
Intro Purchase APR Regular Purchase APR Intro Balance Transfer APR Regular Balance Transfer APR Annual Fee Minimum Credit Needed
12 Months
0% for 12 months 18.24% - 28.99%* Variable 0% for 21 months 18.24% - 28.99%* Variable $0 GOOD
{%%PURCHASE_INTRO_MODIFIER%%} Variable Variable

4. Citi Double Cash® Card

Great for high flat-rate cash back

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Rates and fees
Intro Purchase APR Regular Purchase APR Intro Balance Transfer APR Regular Balance Transfer APR Annual Fee Minimum Credit Needed
N/A 19.24% - 29.24%* Variable 0% for 18 Months 19.24% - 29.24%* Variable $0 GOOD
{%%PURCHASE_INTRO_MODIFIER%%} Variable Variable
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