0% Introductory Rate Credit Cards

This offer is no longer available on our site: Citi Rewards+℠ Student Card

1. Citi® Double Cash Card

Great for high flat-rate cash back

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
Balance Transfers do not earn cash back.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Intro Purchase APR	Regular Purchase APR	Intro Balance Transfer APR	Regular Balance Transfer APR	Annual Fee	Minimum Credit Needed^†
		18 Months
N/A	13.99% - 23.99%	0%	13.99% - 23.99%	$0	GOOD^†
	Variable		Variable

Great for balance transfers

No Late Fees, No Penalty Rate, and No Annual Fee... Ever
0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges

Intro Purchase APR	Regular Purchase APR	Intro Balance Transfer APR	Regular Balance Transfer APR	Annual Fee	Minimum Credit Needed^†
18 Months		18 Months
0%	14.74% - 24.74%	0%	14.74% - 24.74%	$0	GOOD^†
	Variable		Variable

Great for balance transfers

0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 13.74% - 23.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
Get free access to your FICO® Score online.
With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
The standard variable APR for Citi Flex Plan is 13.74% - 23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Intro Purchase APR	Regular Purchase APR	Intro Balance Transfer APR	Regular Balance Transfer APR	Annual Fee	Minimum Credit Needed^†
18 Months		18 Months
0%	13.74% - 23.74%	0%	13.74% - 23.74%	$0	GOOD^†
	Variable		Variable

Great for smaller purchases

The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com.
0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.

Intro Purchase APR	Regular Purchase APR	Intro Balance Transfer APR	Regular Balance Transfer APR	Annual Fee	Minimum Credit Needed^†
15 Months		15 Months
0%	13.49% - 23.49%	0%	13.49% - 23.49%	$0	GOOD^†
	Variable		Variable

Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
0% introductory APR for 12 months on purchases

Intro Purchase APR	Regular Purchase APR	Intro Balance Transfer APR	Regular Balance Transfer APR	Annual Fee	Minimum Credit Needed^†
12 Months
0%	13.24% - 19.24%*	N/A	13.24% - 19.24%*	$0	EXCELLENT^†
	Variable		Variable