These offers are no longer available on our site: Ink Business Cash® Credit Card, Citi Rewards+℠ Student Card
1. Citi Simplicity® Card
Great for balance transfers
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.24% - 28.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an introductory balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for balances transfers completed within 4 months of account opening.
- Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
Intro Purchase APR | Regular Purchase APR | Intro Balance Transfer APR | Regular Balance Transfer APR | Annual Fee | Minimum Credit Needed† |
12 Months | 21 Months | ||||
0% | 18.24% - 28.99%* | 0% | 18.24% - 28.99%* | $0 | GOOD† |
Variable | Variable |
2. Citi® Diamond Preferred® Card
Great for balance transfers
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.24% - 27.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
Intro Purchase APR | Regular Purchase APR | Intro Balance Transfer APR | Regular Balance Transfer APR | Annual Fee | Minimum Credit Needed† |
12 Months | 21 Months | ||||
0% | 17.24% - 27.99%* | 0% | 17.24% - 27.99%* | $0 | GOOD† |
Variable | Variable |
3. Citi Rewards+® Card
Great for smaller purchases
- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 17.74% - 27.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- No Annual Fee
Intro Purchase APR | Regular Purchase APR | Intro Balance Transfer APR | Regular Balance Transfer APR | Annual Fee | Minimum Credit Needed† |
15 Months | 15 Months | ||||
0% | 17.74% - 27.74%* | 0% | 17.74% - 27.74%* | $0 | GOOD† |
Variable | Variable |