These offers are no longer available on our site: Ink Business Cash® Credit Card, Citi Rewards+℠ Student Card

 

 

1. Citi Simplicity® Card

Great for balance transfers

  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.99% - 26.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
  • Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
Intro Purchase APR Regular Purchase APR Intro Balance Transfer APR Regular Balance Transfer APR Annual Fee Minimum Credit Needed
12 Months 21 Months
0% 16.99% - 26.99% 0% 16.99% - 26.99% $0 GOOD
Variable Variable

 

2. Citi® Diamond Preferred® Card

Great for balance transfers

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 15.99% - 25.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
Intro Purchase APR Regular Purchase APR Intro Balance Transfer APR Regular Balance Transfer APR Annual Fee Minimum Credit Needed
12 Months 21 Months
0% 15.99% - 25.99% 0% 15.99% - 25.99% $0 GOOD
Variable Variable

 

3. Citi Rewards+® Card

Great for smaller purchases

  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • For a limited time, earn 5 ThankYou® Points per $1 spent at restaurants up to $6,000 in the first 12 months and 1 ThankYou® Point per $1 spent thereafter.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
Intro Purchase APR Regular Purchase APR Intro Balance Transfer APR Regular Balance Transfer APR Annual Fee Minimum Credit Needed
15 Months 15 Months
0% 15.74% - 25.74% 0% 15.74% - 25.74% $0 GOOD
Variable Variable