These offers are no longer available on our site: Citi Simplicity® Card, Citi Rewards+℠ Card, Citi Rewards+℠ Student Card

 

1. Citi® Double Cash Card

Great for high flat-rate cash back

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Intro Purchase APR Regular Purchase APR Intro Balance Transfer APR Regular Balance Transfer APR Annual Fee Minimum Credit Needed
18 Months
N/A 13.99% - 23.99% 0% 13.99% - 23.99% $0 EXCELLENT
Variable Variable

 

 

2. Citi® Diamond Preferred® Card

Great for balance transfers

  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Intro Purchase APR Regular Purchase APR Intro Balance Transfer APR Regular Balance Transfer APR Annual Fee Minimum Credit Needed
18 Months 18 Months
0% 14.74% - 24.74% 0% 14.74% - 24.74% $0 EXCELLENT
Variable Variable

 

 

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee.
Intro Purchase APR Regular Purchase APR Intro Balance Transfer APR Regular Balance Transfer APR Annual Fee Minimum Credit Needed
12 Months
0% 13.24% - 19.24%* N/A 13.24% - 19.24%* $0 EXCELLENT
Variable Variable