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bigklove

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what is the best way to negotiate and pay off collection accounts

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Get It In Writing

What I've done in the past was to call them offer them what you can afford.  If they accept it let them know you will not pay them without them giving you a certified letter saying no lates/revolvoging account/ and in good standing.  Once they agree have them overnight the letter and then you can call back with your payment or you can have them email it over with on a letter head with department sigantures then make the payment.

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