Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
kurbano11

0 Contributions
0 People Helped
how do I pay off collection accounts and have them removed?
I heard that if you tell a collection agency that you will pay them this renews the debt? Also, what is proper protocol to call and ask for something in writing from the collection agency that they will remove the debt from my credit report once it is paid?
I need help asap here.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7367 Contributions
3809 People Helped

Do Not Call!! You want to write letters and keep copies from both sides until the situation is resolved.  When you call, the people who answer are not the ones in a position to grant your requests, such as a "pay for delete" agreement.

If you call a collection agency, the "calendar" does not restart on the expiration of the debt UNLESS you make a payment.  Only that can cause the renewal of the statute of limitations on collections.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.