Citi Credit Cards

As one of the world's largest credit card issuers, Citi®, our advertiser partner, offers a variety of benefits including flexible travel rewards, cash back on purchases, and perks for small businesses. Pair that with the protection of $0 fraud liability and Citi® Identity Theft Solutions, and you've got a full-service credit card with global brand recognition. Here are some featured cards from Credit Karma’s partner, Citi.

Available Credit Cards

Cash Back

Citi® Double Cash Card

Intro Purchase APR Balance Transfers Regular APR Annual Fee Min. Credit Needed
15 Months 15 Months  
0%*
0%*
12.99% – 22.99%*
Variable
$0
Excellent

Intro Purchase APR: 0%* (15 Months)

Balance Transfers: 0%* (15 Months)

Regular APR: 12.99% – 22.99%* Variable

Annual Fee: $0

Min. Credit Needed: Excellent

  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back TWICE on every purchase with:
  • 1% cash back when you buy
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee

Balance Transfer Cards

Citi Simplicity® Card

Intro Purchase APR Balance Transfers Regular APR Annual Fee Min. Credit Needed
21 Months* 21 Months*  
0%*
0%*
12.99% – 22.99%*
Variable
$0*
Excellent

Intro Purchase APR: 0%* (21 Months*)

Balance Transfers: 0%* (21 Months*)

Regular APR: 12.99% – 22.99%* Variable

Annual Fee: $0*

Min. Credit Needed: Excellent

  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.

Citi® Diamond Preferred® Card

Intro Purchase APR Balance Transfers Regular APR Annual Fee Min. Credit Needed
21 Months* 21 Months*  
0%*
0%*
11.99% – 21.99%*
Variable
$0*
Excellent

Intro Purchase APR: 0%* (21 Months*)

Balance Transfers: 0%* (21 Months*)

Regular APR: 11.99% – 21.99%* Variable

Annual Fee: $0*

Min. Credit Needed: Excellent

  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi Easy Deals(SM) Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*

Rewards Cards

Citi ThankYou® Premier Card

Intro Purchase APR Balance Transfers Regular APR Annual Fee Min. Credit Needed
 
N/A
Yes
13.99% – 22.99%*
Variable
$95; fee waived for the first 12 months*
Excellent

Intro Purchase APR: N/A

Balance Transfers: Yes

Regular APR: 13.99% – 22.99%* Variable

Annual Fee: $95; fee waived for the first 12 months*

Min. Credit Needed: Excellent

  • Earn 50,000 bonus ThankYou Points after $3,000 in purchases within the first 3 months of account opening - redeemable for $500 in gift cards, $625 for airfare, or other great rewards.
  • Earn 3X ThankYou Points on Travel including Gas, 2X ThankYou Points on Dining Out and Entertainment, and 1X ThankYou Points on Other Purchases
  • ThankYou® Points are worth 25% more when redeemed for travel through thankyou.com, as compared to gift cards
  • No foreign transaction fees on purchases
  • Points do not expire and earn unlimited ThankYou Points
  • Annual Fee: $95 (fee waived for the first 12 months)

Citi ThankYou® Preferred Card - Earn 20,000 Bonus Points

Intro Purchase APR Balance Transfers Regular APR Annual Fee Min. Credit Needed
12 Months* 12 Months*  
0%*
0%*
12.99% – 22.99%*
Variable
$0*
Excellent

Intro Purchase APR: 0%* (12 Months*)

Balance Transfers: 0%* (12 Months*)

Regular APR: 12.99% – 22.99%* Variable

Annual Fee: $0*

Min. Credit Needed: Excellent

  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

Citi® / AAdvantage® Platinum Select® MasterCard®

Intro Purchase APR Balance Transfers Regular APR Annual Fee Min. Credit Needed
 
N/A
Yes
13.99% – 21.99%*
Variable
$95, waived for first 12 months*
Excellent

Intro Purchase APR: N/A

Balance Transfers: Yes

Regular APR: 13.99% – 21.99%* Variable

Annual Fee: $95, waived for first 12 months*

Min. Credit Needed: Excellent

  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines and US Airways flights for you and up to four companions traveling with you on the same reservation*
  • Enjoy boarding privileges with Group 1 on American Airlines flights and Zone 2 on US Airways operated flights*
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines and US Airways flights*
  • Double AAdvantage(R) miles on eligible American Airlines and US Airways purchases*
  • Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

† The Minimum Credit Needed provided by lenders represents their estimate of the minimum level of credit required to be eligible for the product. There is no guarantee that you will be approved by the lender or that credit will be extended to you.