Citi Credit Cards

As one of the world's largest credit card issuers, Citi®, our advertiser partner, offers a variety of benefits including flexible travel rewards, cash back on purchases, and perks for small businesses. Pair that with the protection of $0 fraud liability and Citi® Identity Theft Solutions, and you've got a full-service credit card with global brand recognition. Here are some featured cards from Credit Karma’s partner, Citi.

Available Credit Cards

Cash Back

Citi® Double Cash Card

Intro Purchase APR Balance Transfers Regular APR Annual Fee Min. Credit Needed
15 Months 15 Months  
0%*
0%*
12.99% – 22.99%*
Variable
$0
Excellent

Intro Purchase APR: 0%* () (15 Months)

Balance Transfers: 0%* (15 Months)

Regular APR: 12.99% – 22.99%* (Variable) ( )

Annual Fee: $0 ()

Min. Credit Needed: Excellent

  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back TWICE on every purchase with:
  • 1% cash back when you buy
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee

Balance Transfer Cards

Citi Simplicity® Card

Intro Purchase APR Balance Transfers Regular APR Annual Fee Min. Credit Needed
21 Months* 21 Months*  
0%*
0%*
12.99% – 22.99%*
Variable
$0*
Excellent

Intro Purchase APR: 0%* () (21 Months*)

Balance Transfers: 0%* (21 Months*)

Regular APR: 12.99% – 22.99%* (Variable) ( )

Annual Fee: $0* ()

Min. Credit Needed: Excellent

  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.

Citi® Diamond Preferred® Card

Intro Purchase APR Balance Transfers Regular APR Annual Fee Min. Credit Needed
21 Months* 21 Months*  
0%*
0%*
11.99% – 21.99%*
Variable
$0*
Excellent

Intro Purchase APR: 0%* () (21 Months*)

Balance Transfers: 0%* (21 Months*)

Regular APR: 11.99% – 21.99%* (Variable) ( )

Annual Fee: $0* ()

Min. Credit Needed: Excellent

  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi Easy Deals(SM) Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*

Rewards Cards

Citi ThankYou® Premier Card

Intro Purchase APR Balance Transfers Regular APR Annual Fee Min. Credit Needed
 
N/A
Yes
13.99% – 22.99%*
Variable
$125 fee waived for the first 12 months*
Excellent

Intro Purchase APR: N/A () ()

Balance Transfers: Yes ()

Regular APR: 13.99% – 22.99%* (Variable) ( )

Annual Fee: $125 fee waived for the first 12 months* ()

Min. Credit Needed: Excellent

  • Earn up to 50,000 bonus ThankYou® Points. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards
  • Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening
  • Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember
  • Annual Fee: $125 (fee waived for the first 12 months). On 4/19/2015, this fee will be reduced to $95 on all accounts
  • Points do not expire and earn unlimited Thank You Points
  • Travel with ease and enjoy chip based technology

Citi ThankYou® Preferred Card - Earn 20,000 Bonus Points

Intro Purchase APR Balance Transfers Regular APR Annual Fee Min. Credit Needed
12 Months* 12 Months*  
0%*
0%*
12.99% – 22.99%*
Variable
$0*
Excellent

Intro Purchase APR: 0%* () (12 Months*)

Balance Transfers: 0%* (12 Months*)

Regular APR: 12.99% – 22.99%* (Variable) ( )

Annual Fee: $0* ()

Min. Credit Needed: Excellent

  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

Citi® / AAdvantage® Platinum Select® MasterCard®

Intro Purchase APR Balance Transfers Regular APR Annual Fee Min. Credit Needed
 
N/A
Yes
13.99% – 21.99%*
Variable
$95, waived for first 12 months*
Excellent

Intro Purchase APR: N/A () ()

Balance Transfers: Yes ()

Regular APR: 13.99% – 21.99%* (Variable) ( )

Annual Fee: $95, waived for first 12 months* ()

Min. Credit Needed: Excellent

  • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
  • Your first eligible checked bag is free*
  • Group 1 boarding and 25% savings on eligible in-flight purchases*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

† The Minimum Credit Needed provided by lenders represents their estimate of the minimum level of credit required to be eligible for the product. There is no guarantee that you will be approved by the lender or that credit will be extended to you.