I've had Nelnet for my student loans for maybe 8 years. Their website is very user friendly and easy to navigate. Whenever I've had a financial issue I just call customer service and they are so helpful. When I found out I was pregnant I just called Nelnet and they told me not to worry, they would just defer my payments for the next year. It was no hasle at all. Every time I've needed help or had questions I just call and they always find me a solution or an answer to my question in a speedy manner. You pay on your loans individually the way you want to. If you have one loan with a higher interest rate you can pay more on that loan than the others so that your payments don't pile up.
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They will tell you to do a Forbearance, just for them to drop your credit scores 30-45 points, and then deny they ever did it. They WILL NOT get back to you through email, and apparantly their system isn't updated enough to know which ways they screwed you over. Stay far far away from Nelnet!