TD Bank Personal Loans

3.0 out of 5 stars
2 Reviews

From Borrowers in the last year


Application Process

1.5 out of 5 stars

Customer Service

2 out of 5 stars

3 5

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These reviews were written by current and former borrowers in the last year.

Jul 30, 2016
avoid, if possible
Anonymous Borrower

I used to work for them, here's the inside scoop: they are cutting expenses meaning all of the support provided to their employees have been cut. Why? To meet the quarterly earnings target. It's pathetic. What your left with is well meaning new employees who know nothing and overworked people who know a lot but can't keep up with the files. Eventually most of the good people leave due to the bank's cheapness so this brain drain is getting worse, not better.  The produce is good but prepare for a terrible experience.

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Jul 16, 2016
Anonymous Borrower

Applied for a $7000 unsecured personal loan on a Thursday night. The cash was in my account Saturday afternoon. I have a TD checking account, 7+ years same employer with direct deposit and 780 credit score. These factors likely contributed to the expeditious deposit. Excellent customer service.

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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.