It is what it says it is and no catches.It tells you what you qualify for and tells you exactly what your pay off is and when to pay it.It is that simple.
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DO NOT USE THIS SERVICE IF YOU PLAN ON GETTING FINANCED FOR A HOME. THESE FINANCE/INSTALLMENT ACCOUNTS ACTUALLY HURT YOUR CREDIT, SINCE THEY PULL YOUR CREDIT EVERY TIME YOU REFINANCE OR TAKE OUT A NEW LOAN CAUSING THE FICO SCORING SYSTEM TO DISPLAY A "DESPERATE" OR RISKY BORROWER.
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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.