The verification process is terrible. I applied 2 times the first time I was denied because they claimed they couldn’t verify my bank which is a credit union…the 2nd time I applied with the same bank account I explained the issue to the rep and 30k in funding was deposited in 4 days. Low 700 fico and vantage scores.
Great. Until you try to pay the loan of early... say if you need a house? Absolute nightmare trying to get rid of this loan. Can't get a supervisor or manager, just "people that work from home" as we were told. We are in danger of not getting our housethanks to this one and only loan. Tried multiple times to get this paid and can't get any cooperation whatsoever. Sent multiple checks they keep refusing to cash, while continuing interest and payments. STAY AWAY!!
Horrible experience. Their login link has been dead on their website for months. I can't make a payment. Phone number is disconnected and they don't respond to emails. Stay away!
Good
Estaba en una situación mal financiera necesitaba el dinero ya llevo un año pagando lo que me prestaron y Es una compañía fiable y no te ponen muchas trabas para solisar un préstamo
Great. Until you try to pay the loan of early... say if you need a house? Absolute nightmare trying to get rid of this loan. Can't get a supervisor or manager, just "people that work from home" as we were told. We are in danger of not getting our housethanks to this one and only loan. Tried multiple times to get this paid and can't get any cooperation whatsoever. Sent multiple checks they keep refusing to cash, while continuing interest and payments. STAY AWAY!!
Couldn't "verify my employment" lol. Don't waste your time or score on this hard inquiry.
The verification process is terrible. I applied 2 times the first time I was denied because they claimed they couldn’t verify my bank which is a credit union…the 2nd time I applied with the same bank account I explained the issue to the rep and 30k in funding was deposited in 4 days. Low 700 fico and vantage scores.
This was a waste of a credit inquiry. My application was denied because they couldn’t verify my employment. I decided to apply for a loan on my pay day and used the same paystub that I received on my pay day. I applied for a loan on 11/15 and used a paystub from 11/15. I granted ELoan permission to obtain my bank account info and I provided my most recent statement. I still work for this employer and have been working for this employer for the last 7.5 yrs. here’s where things get weird, I ask them to explain what exactly they couldn’t verify about my income. The answer I received was they have to investigate further and that’s ok. Today, 11/30/21 I get an email that literally says the same thing. Not a detailed description not a conclusion to what they investigated simply, they couldn’t verify my income. I have had direct deposit for the last 7.5 years and like clock work my job pays me. I don’t understand how are paystub not proof of income? All they did was ding my credit score simply because someone probably failed to do their job properly. Not cool.
Long review time and canceled loan because there software can't connect to pnc
Best Loan Ever.
If you have PNC bank, don’t waste your time. I applied and connected to their verification service, plaid and eloan took 2 weeks to “look into” this and then just proceeded to cancel my application because they couldn’t handle the issue.
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