Pave Personal Loans Reviews
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These reviews were written by current and former borrowers in the last year.
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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.
High fees/rates, no self service
I really felt quite disappointed by this company. Despite having good credit scores (~730), I had an interest rate of 15%! Also a massive origination fee.
I had to take this loan as I needed the money quickly to pay for tuition. In the end, I borrowed money from somewhere else (for a lot cheaper) to pay this loan off faster. But even that was a pain, since Pave does not offer self-service for one-time online payments or for changing ongoing payment amounts. You have to email customer service to get anything done.
For all the money this company must be raking in, it'd probably serve them to hire an engineer to build features that come standard with every other banking, credit, and loan service I've ever used.
If you can get a loan somewhere else, do it.