If you need or want to rebuild your credit, then this card will do just that. Yes the card has some high fees, yearly, which they charge monthly, and APR, but what do you expect. You either have bad or no credit, so of course there are going to be fees. You will get offered limit increases, for a fee. You can request an increase, for a fee. I've had zero problems with this card. Make all of your payments and you're good to go. I have had this card for two years with a starting score of 499, now it's 720. Can't complain about that.
After reading all the negative reviews, complaining about the fees, all I can say is, if you didn't mess up in the first place you wouldn't need this card. Poeplw seem to want everything for nothing. Zero interest for a year, low APR, No annual fee. How can someone expect that, the financial institution is taking a chance on your ability to pay, so why not charge fees. And for those who are complaining about late fees, for whatever the reason, that's your own fault. Don't pay late and you don't pay a fee. After all, that's probably what got you bad credit in the first place.
So over all, I would recommend this card to anyone who is serious about rebuilding their credit.