So I had a weird experience getting this card. It was black friday and I was shopping on Amazon. A thing popped up and stated apply for Amazon Visa card and with approval get $30 instantly off your purchase. I thought, oh cool, so I applied. It took them all of 5 seconds to deny me. I forgot about it. About a week later I get an email stating "Congratulations you've been approved for $500 Amazon Visa, you're card is on the way". So yeah, I'm still waiting on the card in the mail. And they did give me a $30 Amazon gift card after the fact so that was cool. Just don't know why it took a week for them to change their mind..?
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A decent card if you pay it off as soon as the purchase hits your account. I have confirmed with Chase that I should not be charged interest on any purchases as long as I pay it within 30 days from the date of purchase. I have had this card for a few years now and I always pay the balance off each month but on the last two statements I have been charged financed charges. Chase confirmed that everything was paid within the 30 days but is unable to credit the finance charges. I guess Chase is not happy that I have never paid any finance charges so they thought I should start even though it's wrong. I now only use this card for just Amazon purchases and pay it off as soon as it hits my account. I do not recommend this card to anyone.
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