This is a great rewards card. My wife and I shop frequently on Amazon and will reap the 3% rewards quite often. So far we love the card and the power to manage my account online.
A little about me...
I have a fairly limited credit file. I started my credit journey in January 2015 with ano auto loan. I have made every single payment on time. In December 2015 I applied for Capital One Secured Card and was approved for a $200 limit with only a $99 deposit. I have kept utilization low (wife's advice) and made every payment on time. I was increased to $500 in June. I also applied for Chase Freedom in June and was approved for $500. Chase automatically increased my limit to $2000 in September. I have 5 comenity cards with nice credit limits and still keep utilization low. I applied for this card two weeks ago and was instantly approved for $2000 "Initial credit limit"!! Chase has been good to me and I will stick with them!
CK scores TU 666, EQ 656
100% payment history
13 Inquiries (Mostly due to shopping for an auto loan in February for my wife)
1 Collection of $325 which I will pay off at the end of this week