I got this because I needed a large amount of dental work done and it had worked well for me. What I was told is if you pay off the balance in a year then you won't be charged any interest, and that has been true. paid off the whole balance in a year and no interest. Did new charges and same thing. Looks like from the comments I see is people don't know what a credit card is, you have to pay the bill lol
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Most Helpful Negative Review
Handy card to have for vet visit and mediacal issues from the ER to the dentist but it comes with a price. They are not ones to raise credit limits unless you ask which results in a hard query. This card is backed by Syncrony AKA GE Money Bank AKA the worst of the worst creditors in the world. If there were another card that was accepted like this one I wouldn't have it, but alas there is not at this time. Over the years Iv'e had this card I've been VERY carefull to read the fine print. All promotional purchases must be paid before the experation date or this is retoactive intrest. They are not the best about informing you when your statement is ready or a payment is due, in my experience it has been hit or miss. I follow strict money mangment rules that make me login to all of my accounts on a weekly baisis and it has paid off. I've never missed a payment with them and ONLY use this card if absoutly necessary. It is nice to be able to finance medical expences so long as you can pay it off before the date which could be 6 months or 12 months.
The intrest rate is sky high at 24.99% on this card for me but all in all it has come in very handy with emergency vet visits.
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