Get for pet insurance
I noticed there are a few positive reviews and a lot of negative reviews and I want everybody to understand that when it comes to applying for a credit card they want to see responsible spending if you spend over 30% of your income you need to make more of an effort to make more of a payment instead of minimum payment you make a double payment they want to see that you can regularly make payments and pay down extra from what you spent. I would not suggest paying the credit card completely off because that does not show your responsibility and I definitely would not suggest canceling the credit card because that will lower your credit score even more make your regular payments make extra payments and show them over a period of 6 to 12 months that you can be responsible and they will approve you for a line of credit increase they will not close your account I think people just need to educate themselves a little bit more on how credit cards work so please do not just take the negative advice on its word and do your research because having this credit card has increased my credit score by almost 75 points in just the past 6 months.