I was denied when my score was 720+ but approved when my score was 608 at the time. That still baffels me. Anyhow, this is a great card for those Apple purchases with great 0% interest financing. Same as any other card though, be sure you pay off full before finance period ends. You can use the card anywhere, but I only use it for Apple account and Apple gifts. Good card to have. Cannot complain. Have yet to use the apple reward points yet so I cannot comment on it.
Most Helpful Positive Review
Most Helpful Negative Review
Got this card to finance a new MacBook. I have been making on time payments larger than minimums, never used the card again and finally brought the utilization down below 40% The card company suddenly decided to lower my credit limit to $100 above the current balance which inflated my utilization and caused my credit score to drop by 20 points. Avoid this card.
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